Staff Profiles

Ray Boshara is a senior adviser and the director of the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis. He is also a senior fellow in the Financial Security Program at the Aspen Institute.
Bio | Photo | Public Appearances | Publications

William R. Emmons is an assistant vice president and economist at the Federal Reserve Bank of St. Louis, and the lead economist with the Center for Household Financial Stability.
Bio | Photo | Public Appearances | Publications

Ana Hernández Kent is a policy analyst for the Center for Household Financial Stability.
Bio | Photo | Public Appearances | Publications

Lowell R. Ricketts is the lead analyst for the Center for Household Financial Stability.
Bio | Photo | Public Appearances | Publications

Research Fellows

Barry Z. Cynamon is a research fellow at the Center for Household Financial Stability.
Bio | Photo | Public Appearances | Publications

Michael Stegman is a senior research fellow at the Center for Household Financial Stability.
Bio | Publications

Visiting Scholars

Fenaba R. Addo is a visiting scholar at the Center for Household Financial Stability.
Bio | Photo | Publications

Emily Gallagher is a visiting scholar at the Center for Household Financial Stability.
Bio | Photo | Publications

Bradley L. Hardy is a visiting scholar at the Center for Household Financial Stability.
Bio | Photo | Publications