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St. Louis Fed President Jim Bullard discussing monetary policy
The St. Louis Fed president discusses the Fed’s monetary policy framework review.
Our free lessons prepare students for tomorrow’s opportunities.
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Fintech lenders originated 38% of the balances on unsecured personal loans in 2018.

News & Publications

A flooded corn field after heavy rains in Central Illinois
Responses to the floods of 1993 may provide context for understanding how this year’s flooding could affect real GDP growth.
Abstract of one-hundred dollar bill

This infographic series shows who’s getting left behind, and by how much.

economist explains graph to students

How much debt is too much? Economist Don Schlagenhauf discusses what to consider.

Close up of a company seal on old stock certificate.
Many people have argued that a rapid rise of corporate debt since the Great Recession may pose threats to financial stability.

In this podcast, Senior Adviser Ray Boshara describes the Center for Household Financial Stability.

From The President

August 06, 2019

In Washington, St. Louis Fed President James Bullard said the FOMC made significant adjustments to the path of U.S. monetary policy starting in January. “While additional policy action may be desirable, the long and variable lags in the effects of monetary policy suggest that the effects of previous actions are only now beginning to impact macroeconomic outcomes,” he said.

FRED® Economic Snapshot

Who We Are

by Design

The Federal Reserve is a central bank system that includes the Board of Governors in Washington, D.C., and 12 independent regional Reserve banks.

This decentralized structure ensures that the economic conditions of all areas of the country are taken into account in the making of monetary policy.

Learn more about the importance of the Fed’s regional structure.


The Federal Reserve promotes a healthy economy and financial stability by:

  • Pursuing maximum employment, stable prices and moderate long-term interest rates
  • Ensuring safety and soundness of the nation's banks and financial system and protecting consumer credit rights
  • Maintaining stability of the financial system and containing systemic risk
  • Providing services to depository institutions, the U.S. government and foreign official institutions

Learn more about what we do.


The St. Louis Fed is overseen by a board of nine independent directors who are familiar with economic and credit conditions in the Eighth District.

The Bank's president, first vice president and a team of officers manage the Bank's day-to-day operations. The Management Committee is the central policymaking body of the Bank.

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