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Structure Reporting

The St. Louis Fed's Structure unit is responsible for structure maintenance (FR Y-10, FR Y-6) for all holding companies, depository institutions and nonbank subsidiaries within the Eighth District.  A summary of Eighth District banking institutions by charter type can be found on our District Highlights page.

National Information Center

The National Information Center (NIC) is the primary Federal Reserve System source for structure, financial and supervisory information on banking and financial institutions. The centralized location of these data enables users to trace complex organizational structures and link associated financial and supervisory information for all entities in which the Federal Reserve has an interest.

Visitors to the NIC website may:

  • search for an institution’s financial data, hierarchy, history and branches for any institution on the NIC;
  • browse large holding companies' information for the current quarter;
  • access Bank Holding Company Performance Reports Peer Reports;
  • find structure information for domestic and foreign institutions; and
  • download Banking Organizations Systemic Risk Reports (FR Y-15).

FR Y-6

The Federal Reserve’s Annual Report of Holding Companies (FR Y-6) is filed by all top-tier holding companies.

FR Y-10

The Federal Reserve’s Report of Changes in Organizational Structure (FR Y-10) provides data on organizational structural changes for the reportable companies listed in the Reporting Forms and Instructions link below. There are eight schedules: Banking; Savings and Loan; Nonbanking; Merger; 4(k); Domestic Branch; Foreign Branches of U.S. Banking Organizations; and Branch, Agency, and Representative Office.

FAQS

Structure FAQs

When a bank changes its national charter to a state charter, does the bank automatically become a state member bank?

No. National banks are required to purchase Federal Reserve stock. Upon conversion to a state nonmember bank, the bank must submit an Application for Cancellation of Federal Reserve Bank Stock (FR 2086A). When the form is received, the stock is canceled and the Federal Reserve will credit the bank's account. If a bank wishes to retain its membership, it must submit an application to the Board of Governors of the Federal Reserve System (FR 2083) for membership approval.

If a holding company, bank, nonbanking subsidiary or foreign banking organization changes its legal name or location, is a Report of Change in Organizational Structure (FR Y-10) required?

Yes. An FR Y-10 must be submitted to the appropriate Federal Reserve bank within 30 days of the change. For additional FR Y-10 reporting criteria, review the FR Y-10 reporting instructions.

When opening, closing or changing a branch location, does a depository institution need to file an application?

Yes, all state member banks are required to file an application with the appropriate Federal Reserve bank regarding changes in branch information. In addition, top-tier holding companies, unaffiliated state member banks and Edge and agreement corporations are required to complete a FR Y-10 Report of Changes in Organizational Structure for a branch opening, sale, closing, acquisition or relocation of domestic branches of U.S. subsidiary depository institutions. 

The St. Louis Fed's Statistics department maintains branch information for Eighth District institutions on the National Information Center (NIC). Accurate branch information provides a complete picture of an institution's organizational structure, which is beneficial for statistical and research analysis. If you have any questions regarding completion of the FR Y-10 for branch activity, please contact Structure staff for assistance.

Contact Us

The St. Louis Fed's Structure unit is responsible for structure maintenance for all holding companies, depository institutions and nonbank subsidiaries within the Eighth District.

Send Eighth District Structure Reports to:

Federal Reserve Bank of St. Louis
Statistics and Structure
P.O. Box 442
St. Louis, MO 63166

For further information: Email NIC.STLS@stls.frb.org.