Ray Boshara is senior advisor for the Institute for Economic Equity at the Federal Reserve Bank of St. Louis, where he focuses on building savings and wealth inclusively. He is also a senior fellow in the Financial Security Program at the Aspen Institute. Before joining the Fed in 2011, Boshara was vice president of New America, a think tank in Washington, D.C. Most recently he led and co-edited the book, “The Future of Building Wealth: Brief Essays on the Best Ideas to Build Wealth—for Everyone” published in Fall 2021 in partnership with the Aspen Institute. Boshara is widely credited with leading the campaign to enact the Assets for Independence Act, which created thousands of Individual Development Accounts throughout the U.S. He also forged Baby Bonds, Roths at Birth, Child Savings Accounts and other measures in the U.S. Congress to establish savings accounts at birth for all kids. Over the past 25 years, he has advised presidential candidates, as well as the George W. Bush, Clinton, Obama, Trump, and Biden administrations. He has testified before the U.S. House and Senate several times. Boshara has written for The Washington Post, The New York Times, The Atlantic and the St. Louis Post-Dispatch, and has appeared on CBS Sunday Morning, NPR, Bloomberg, and CNBC, among others. His first book, “The Next Progressive Era,” co-authored with Phillip Longman, was published in 2009. Raised in Akron, Ohio, Boshara is a graduate of The Ohio State University, Yale Divinity School and the John F. Kennedy School of Government at Harvard.