Skip to content

Lowell R. Ricketts: Publications and Papers

The College Boost: Why Are Wealth Returns from a Degree Falling?
with William R. Emmons and Ana Hernández Kent
The St. Louis Fed On the Economy blog, July 19, 2018.

The College Boost: Is the Return on a Degree Fading?
with William R. Emmons and Ana Hernández Kent
The St. Louis Fed On the Economy blog, July 17, 2018.

The College Boost: Grads Still Outearn Nongrads
with William R. Emmons and Ana Hernández Kent
The St. Louis Fed On the Economy blog, July 16, 2018.

A Lost Generation? Long-Lasting Wealth Impacts of the Great Recession on Young Families
with William R. Emmons and Ana Hernández Kent
The Demographics of Wealth: How Education, Race and Birth Year Shape Financial Outcomes, Essay No. 2, May 2018.

The Financial Returns from College across Generations: Large but Unequal
with William R. Emmons and Ana Hernández Kent
The Demographics of Wealth: How Education, Race and Birth Year Shape Financial Outcomes, Essay No. 1, February 2018.

When the Stock Market Rises, Who Benefits?
The St. Louis Fed On the Economy blog, Feb. 27, 2018.

Household Debt at the Tipping Point: When and Why Does Household Borrowing Hurt the Economy?
with William R. Emmons
Center for Household Financial Stability Working Paper, November 2017.

An Even Wider Generational Wealth Gap?
with William R. Emmons
The St. Louis Fed On the Economy blog, Aug. 17, 2017.

The Link between Family Structure and Wealth Is Weaker Than You Might Think 
with William R. Emmons
The St. Louis Fed On the Economy blog, May 9, 2017.

Auto Debt Expansion Continues to Slow While Subprime Delinquencies Rise
Federal Reserve Bank of St. Louis The Quarterly Debt Monitor, Vol. 1, Issue 4, Covering 2016:Q4.

Household Wealth is at a Post-WWII High: Should We Celebrate or Worry?
with William R. Emmons
Federal Reserve Bank of St. Louis In the Balance, Issue 17, 2017.

California Homeownership in 2030 and Beyond: Demographic Change and the “Lost Generations” of California Homeowners
with William R. Emmons
Journal of Case Study Research: A Publication of the Center for California Real Estate, Volume II, Issue I, Spring 2017.

College Inadvertently Increases Racial and Ethnic Disparity in Income and Wealth
with William R. Emmons
Federal Reserve Bank of St. Louis In the Balance, Issue 16, 2017.

College Is Not Enough: Higher Education Does Not Eliminate Racial and Ethnic Wealth Gaps
with William R. Emmons
Federal Reserve Bank of St. Louis Review, February 2017.

The Homeownership Experience of Minorities During the Great Recession
with Carlos Garriga and Don E. Schlagenhauf
Federal Reserve Bank of St. Louis Review, February 2017.

Consumer Debt Growth Stalls Despite Strong Sectors 
with Don E. Schlagenhauf
Federal Reserve Bank of St. Louis The Quarterly Debt Monitor, Vol. 1, Issue 3, Covering 2016:Q3.

Mortgage Debt Continues to Decline While Auto Lending Soars
with Don E. Schlagenhauf
Federal Reserve Bank of St. Louis The Quarterly Debt Monitor, Vol. 1, Issue 2, Covering 2016:Q2.

Choosing to Fail or Lack of Choice? The Demographics of Loan Delinquency
with William R. Emmons and Tasso Pettigrew
Federal Reserve Bank of St. Louis In the Balance, Issue 15, 2016.

Consumer Debt Rises for 10th Quarter in a Row 
with Don E. Schlagenhauf
Federal Reserve Bank of St. Louis The Quarterly Debt Monitor, Vol. 1, Issue 1, Covering 2016:Q1.

Unequal Degrees of Affluence: Racial and Ethnic Wealth Differences across Education Levels
with William R. Emmons
Federal Reserve Bank of St. Louis The Regional Economist, October 2016

The Demographics of Loan Delinquency: Tipping Points or Tip of the Iceberg?
with William R. Emmons
Center for Household Financial Stability Working Paper, Oct. 18, 2016.

The Quarterly Debt Monitor: Trends in Consumer Debt in St. Louis, Little Rock, Louisville, Memphis—and Beyond
with Don E. Schlagenhauf
Federal Reserve Bank of St. Louis In the Balance, Issue 14, 2016.

The Importance of Wealth is Growing 
with William R. Emmons
Federal Reserve Bank of St. Louis In the Balance, Issue 13, 2015.

Is Inflation Running Hot or Cold?
with Joseph McGillicuddy
Federal Reserve Bank of St. Louis Economic Synopses, July 2015.

Faster Real GDP Growth during Recoveries Tends to Be Associated with Growth of Jobs in 'Low-Paying' Industries 
with Kevin L. Kliesen
Federal Reserve Bank of St. Louis The Regional Economist, January 2015.

U.S. Income Inequality May Be High, but It Is Lower Than World Income Inequality
with Christopher J. Waller
Federal Reserve Bank of St. Louis The Regional Economist, July 2014.

The Rise and (Eventual) Fall in the Fed's Balance Sheet
with Christopher J. Waller
Federal Reserve Bank of St. Louis The Regional Economist, January 2014.

State and Local Debt: Growing Liabilities Jeopardize Fiscal Health
with Christopher J. Waller
Federal Reserve Bank of St. Louis The Regional Economist, October 2012.

Job Gains and Losses at Large and Small Firms during the Great Recession
with Juan M. Sánchez
Federal Reserve Bank of St. Louis The Regional Economist, July 2012.

The Legacy of the Olympics: Economic Burden or Boom?
Federal Reserve Bank of St. Louis Page One Economics, July 2012.