Ray Boshara: Speeches, Presentations and Public Appearances

“A Demographic Approach to the Financial Challenges of Economically Vulnerable Families”
Presentation by Ray Boshara and William R. Emmons for Financial Capability Month at the Consumer Financial Protection Bureau in Washington, D.C., April 13, 2016.

"The Future of Building Wealth: Can Financial Capability Overcome Demographic Destiny?"
Chapter | Video
Presentation by Ray Boshara of his book chapter at the What It's Worth book launch in Washington, D.C., Dec. 8, 2015.

"Freedom of Riding: Transit's Ability to Increase Equity in All Sectors of Our Community"
Presentation given by Ray Boshara at a Citizens for Modern Transit event in St. Louis, Dec. 1, 2015.

"Trends in Family Wealth and Financial Security"
Presentation given by Ray Boshara at the Catholic Charities USA Annual Gathering, Omaha, Neb., Sept. 11, 2015.

"U.S. Family Balance Sheets and Student Loans"
Presentation given by Ray Boshara at the State Assets Coalition Cluster Meeting at the Center for Social Development, Washington University in St. Louis, Aug. 6, 2015.

"Building Wealth and Financial Security for Younger, Less-Educated, Minority, and Broken Families"
Presentation given by Ray Boshara to the Peace and Justice Commission of the Archdiocese of St. Louis, Aug. 5, 2015.

"Thrivers and Strugglers: The Balance Sheets and Financial Health of U.S. Families"
Presentation given by Ray Boshara at Assets Funds Network’s 2015 Grantmaker Conference in Dallas, Tx., April 8, 2015.

"Family Wealth and Economic Mobility: Facts, Surprises, and Promising Ideas"
Presentation by Ray Boshara at a Ferguson Commission meeting, St. Louis, Feb. 23, 2015.

Reflections on the Assets Field and Thoughts on Financial Capability
Plenary Session: Remarks (pdf)
Financial Capability Session: Presentation slides (pdf)
Remarks given by Ray Boshara at the CFED Assets Learning Conference, Washington, D.C., Sept. 18, 2014.

"A Balance Sheet Perspective on Financial Success: Why Starting Early Matters"
Presentation given by Ray Boshara and William Emmons at the FLEC Financial Literacy Research Symposium Starting Early for Financial Success: Capability into Action, Washington, D.C., Sept. 16, 2014.

"Wealth in America: How Can Congress Support Mobility?"
Remarks given by Ray Boshara and William Emmons at a congressional briefing hosted by the Urban Institute, the Congressional Savings and Ownership Caucus and the Senate Economic Mobility Caucus, July 16, 2014.

"Policy Perspectives on Fostering Consumer Financial Health"
Presented at the Center for Financial Services’ EMERGE annual conference, Los Angeles, June 4, 2014.

Remarks at National Institute on Retirement Security’s Fifth Annual Retirement Conference
Presented in Washington, D.C., March 4, 2014.

"Leveraging Mobility: How Employment Builds and Protects Family Wealth and Security"
Presented at a webinar hosted by the University of Wisconsin-Madison's Center for Financial Security, Feb. 19, 2014.

"Building a Healthy Balance Sheet Early in Life"
PDF | Video
Ray Boshara spoke on "Building a Healthy Balance Sheet Early in Life" at the Financial Literacy and Education Commission Public Meeting at the Department of the Treasury, Feb. 12, 2014.

"Financial Sustainability and Strength (Assets)"
Presented by Ray Boshara and David Benitez to Beyond Housing’s Collective Impact project, St. Louis, Sept. 20, 2013.

"From Asset Building to Balance Sheets: Reflections on the First and Next 20 Years of Federal Asset-Building Policy"
Presented at Washington University in St. Louis, September 2013.

"Financial Inclusion and Economic Recovery"
Presented at the Clinton Global Initiative America annual meeting in Chicago, June 13, 2013.

"After the Fall: Rebuilding Household Balance Sheets, Rebuilding the Economy"
Presented by Ray Boshara and William Emmons at “Dialogue with the Fed,” St. Louis, May 23, 2013.

"A Conversation about Economic Mobility in the United States and Texas"
PDF | Video
Presentation given by Ray Boshara at the Federal Reserve Bank of Dallas, Nov. 30, 2012.

"The 2013 Outlook for Household Balance Sheets" and "The Household Balance Sheet Perspective"
Presentation given by William R. Emmons and Ray Boshara to the Greater St. Louis Financial Education Collaborative at the United Way of Greater St. Louis, Dec. 18, 2012.

"New Perspectives on Household Balance Sheets: What is the State of Household Balance Sheets, and Why They Matter for Families and Economic Growth"
PDF | Audio
Presentation given by Ray Boshara, William R. Emmons and Bryan Noeth as part of the St. Louis Fed's Connecting Communities audio conference series, Nov. 7, 2012.

"From Asset Building to Balance Sheets"
Presented at the 2012 Federal Reserve Bank of Cleveland Policy Summit on Housing, Human Capital, and Inequality, June 28-29, 2012.

Working Group Highlights and Comments
Given at the Clinton Global Initiative Second Annual CGI America Meeting, Financial Inclusion Workshop, June 7-8, 2012.

"The New American Challenge: Learning To Save To Build Wealth" conference, Federal Reserve Bank of St. Louis, April 26, 2012.

  • Welcoming Remarks, Ray Boshara
  • Presentation: Sheldon Garon, Princeton University Nissan Professor of History and Asian Studies
  • Panel Discussion: Ray Boshara. Sheldon Garon, Michael Sherraden, founder and director of Washington University's Center for Social Development, and William R. Emmons

Keynote Address: Building Savings and Financial Capability
PDF | Video
Given by Ray Boshara at the Money Smart Week-St. Louis Metro 2012 Kick-off Breakfast, April 20, 2012.

"The American Culture of Money – The Changing Ways in Which Americans Interact with Their Money and the Impact on the Economy and Retirement"
Presentation given by Ray Boshara and Sheldon Garon at the 2012 J.P. Morgan Retirement Symposium: Converging Forces, April 18, 2012.

Statement of Ray Boshara Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs Financial Institutions and Consumer Protection Subcommittee, October 4, 2011
Federal Reserve Bank of St. Louis Bridges, Winter 2011-2012.

"The Next Progressive Era"
Book Talk given by Ray Boshara and Phil Longman, Washington University in St. Louis, Jan. 27, 2010.

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