Resources

Community 2020

HUD's new desktop geographic information system that maps local, regional and state information about housing and community development. The Community 2020 software correlates HMDA data to other key economic and financial variables of specific neighborhoods. Contact HUD's Community Connections office at (800) 998-9999.

Essential Information's Geographic Information Systems (GIS)

The GIS will allow traditional database queries including the ability to analyze data based on location. Essential Information uses GIS as a tool for advocacy purposes to highlight patterns of discrimination. Information is available on such issues as banking/fair lending, demographics, congressional districts and the environment. The banking and fair lending page has the following information available:

• Home Mortgage Disclosure Act data
• Home Mortgage Loans Approval Rates by County: Urban and Rural (1992-1993)
• Community Reinvestment Performance data for FDIC-insured Depository Institutions
• Small Business and Minority Neighborhoods information and maps
• Home page: http://www.essential.org/gis/
• Banking and Fair Lending page: http://www.essential.org/gis/banking.html

Interagency CRA Questions and Answers

Consumer Compliance Task Force of the Federal Financial Institutions Examination Council (FFIEC) has supplemented, amended and republished its "Interagency Questions and Answers Regarding Community Reinvestment." For a copy of the questions and answers, contact Judy L. Armstrong at (314) 444-8646.