Consumer Affairs (CA) Guidance

Date

Description

12/19/13

Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions

12/13/13

Agencies issue statement on supervisory approach for qualified and non-qualified mortgage loans

12/12/13

Agencies issue final rule to exempt subset of higher-priced mortgage loans from appraisal requirements

10/22/13

Federal Regulators Provide Guidance on Qualified Mortgage Fair Lending Risks

10/9/13

Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown

7/11/13

Agencies Issue Proposed Rule to Exempt Subset of Higher-Priced Mortgage Loans from Appraisal Requirements

6/24/13

Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies 

1/24/13

Agencies Issue Final Rule on Appraisals for Higher-Priced Mortgage Loans

Date

Description

12/27/12

Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions. 

8/22/12

Agencies issue proposed rule on appraisals for high-risk mortgages. 

8/02/12

Federal Reserve Board approves final rule permitting debit card issuers to receive fraud-prevention adjustment. 

6/21/12

Agencies issue guidance concerning mortgage servicing practices that impact service members. 

Date

Description

12/21/11

Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions. (53 KB)

10/19/11

Agencies release guidance and proposed revisions to interagency questions and answers regarding flood insurance. (30 KB)

7/12/11

Federal Reserve and FTC issue final rules to implement the credit score disclosure requirements of the Dodd-Frank Act. (14 KB)

6/15/11

Annual adjustment of fee-based trigger for additional mortgage loan disclosures. (14 KB)

6/03/11

Agencies release list of distressed or underserved nonmetropolitan middle-income geographies. (17 KB)

Date

Description

12/28/10

Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions. (29 KB)

12/17/10

Agencies announce final rule to expand scope of Community Reinvestment Act regulations. (29 KB)

10/27/10

Federal Reserve announces final rule regarding effective dates for gift card rules. (31 KB)

9/30/10

Agencies issue final Community Reinvestment Act rule to implement provision of Higher Education Opportunity Act. (31 KB)

8/23/10

Federal Reserve issues interim rule revising disclosure requirements for closed-end mortgages. (31 KB)

8/23/10

Federal Reserve announces final rules regarding consumer notification of mortgage loan sales or transfers. (31 KB)

8/20/10

Federal Reserve announces final rules to protect mortgage borrowers. (31 KB)

8/05/10

Annual adjustment of fee-based trigger for additional mortgage loan disclosures. (29 KB)

6/16/10

Federal Reserve announces final rules to protect credit card users from certain practices. (28 KB)

4/21/10

Board releases online publication on rules for gift cards (8 KB)

4/19/10

Regulators release model consumer privacy notice online form builder (8 KB)

3/25/10

Federal Reserve announces final rules to restrict fees and expiration dates on gift cards. (8 KB)

3/09/10

Federal Reserve announces proposed rules to protect credit card users from certain practices (8 KB)

1/15/10

Federal Reserve approves final rules to protect credit card users from a number of costly practices (8 KB)

Date

Description

12/23/09

Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions (8 KB)

12/23/09

Agencies issue final rules on risk-based pricing notices (8 KB)

12/22/09

Annual notice of asset-size exemption threshold for depository institutions (8 KB)

11/18/09

Federal regulators issue final model privacy notice form (8 KB)

11/17/09

Federal Reserve approves interim final rule requiring notice be given to consumers when their mortgage loan is sold or transferred (9 KB)

8/12/09

Annual adjustment of fee-based trigger for additional mortgage loan disclosures (8 KB)

7/23/09

Agencies release revisions to interagency questions and answers and proposed new questions regarding flood insurance (8 KB)

7/02/09

Agencies publish final rules and guidelines to promote accurate reports about consumers (8 KB)

6/30/09

Banking agencies issue host state loan-to-deposit ratios (9 KB)

6/11/09

Agencies release list of distressed or underserved nonmetropolitan middle-income geographies. (8 KB)

1/07/09

Issuance of final interagency questions and answers on community reinvestment (9 KB)