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Consumer Affairs (CA) Guidance

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For further information, please contact Kevin Henry at (314) 444-8823 or Doug Kerr at (314) 444-4205.

2013 | 2012 | 2011 | 2010 | 2009

2013 Consumer Affairs (CA) Guidance
Date	Description
12/19/13	Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions
12/13/13	Agencies issue statement on supervisory approach for qualified and non-qualified mortgage loans
12/12/13	Agencies issue final rule to exempt subset of higher-priced mortgage loans from appraisal requirements
10/22/13	Federal Regulators Provide Guidance on Qualified Mortgage Fair Lending Risks
10/9/13	Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown
7/11/13	Agencies Issue Proposed Rule to Exempt Subset of Higher-Priced Mortgage Loans from Appraisal Requirements
6/24/13	Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
1/24/13	Agencies Issue Final Rule on Appraisals for Higher-Priced Mortgage Loans

2012 Consumer Affairs (CA) Guidance
Date	Description
12/27/12	Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions.
8/22/12	Agencies issue proposed rule on appraisals for high-risk mortgages.
8/02/12	Federal Reserve Board approves final rule permitting debit card issuers to receive fraud-prevention adjustment.
6/21/12	Agencies issue guidance concerning mortgage servicing practices that impact service members.

2011 Consumer Affairs (CA) Guidance
Date	Description
12/21/11	Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions. (53 KB)
10/19/11	Agencies release guidance and proposed revisions to interagency questions and answers regarding flood insurance. (30 KB)
7/12/11	Federal Reserve and FTC issue final rules to implement the credit score disclosure requirements of the Dodd-Frank Act. (14 KB)
6/15/11	Annual adjustment of fee-based trigger for additional mortgage loan disclosures. (14 KB)
6/03/11	Agencies release list of distressed or underserved nonmetropolitan middle-income geographies. (17 KB)

2010 Consumer Affairs (CA) Guidance
Date	Description
12/28/10	Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions. (29 KB)
12/17/10	Agencies announce final rule to expand scope of Community Reinvestment Act regulations. (29 KB)
10/27/10	Federal Reserve announces final rule regarding effective dates for gift card rules. (31 KB)
9/30/10	Agencies issue final Community Reinvestment Act rule to implement provision of Higher Education Opportunity Act. (31 KB)
8/23/10	Federal Reserve issues interim rule revising disclosure requirements for closed-end mortgages. (31 KB)
8/23/10	Federal Reserve announces final rules regarding consumer notification of mortgage loan sales or transfers. (31 KB)
8/20/10	Federal Reserve announces final rules to protect mortgage borrowers. (31 KB)
8/05/10	Annual adjustment of fee-based trigger for additional mortgage loan disclosures. (29 KB)
6/16/10	Federal Reserve announces final rules to protect credit card users from certain practices. (28 KB)
4/21/10	Board releases online publication on rules for gift cards (8 KB)
4/19/10	Regulators release model consumer privacy notice online form builder (8 KB)
3/25/10	Federal Reserve announces final rules to restrict fees and expiration dates on gift cards. (8 KB)
3/09/10	Federal Reserve announces proposed rules to protect credit card users from certain practices (8 KB)
1/15/10	Federal Reserve approves final rules to protect credit card users from a number of costly practices (8 KB)

2009 Consumer Affairs (CA) Guidance
Date	Description
12/23/09	Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions (8 KB)
12/23/09	Agencies issue final rules on risk-based pricing notices (8 KB)
12/22/09	Annual notice of asset-size exemption threshold for depository institutions (8 KB)
11/18/09	Federal regulators issue final model privacy notice form (8 KB)
11/17/09	Federal Reserve approves interim final rule requiring notice be given to consumers when their mortgage loan is sold or transferred (9 KB)
8/12/09	Annual adjustment of fee-based trigger for additional mortgage loan disclosures (8 KB)
7/23/09	Agencies release revisions to interagency questions and answers and proposed new questions regarding flood insurance (8 KB)
7/02/09	Agencies publish final rules and guidelines to promote accurate reports about consumers (8 KB)
6/30/09	Banking agencies issue host state loan-to-deposit ratios (9 KB)
6/11/09	Agencies release list of distressed or underserved nonmetropolitan middle-income geographies. (8 KB)
1/07/09	Issuance of final interagency questions and answers on community reinvestment (9 KB)