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Buying a home can be a daunting task, especially if a consumer falls into the low- to moderate-income category or is looking at home ownership for the first time. A number of agencies offer home-buyer counseling, but getting the word out to potential home owners is sometimes difficult.
The Federal Reserve Bank of St. Louis recently updated brochures it has available with information about where individuals can go for help to learn about the home-buying process. The agencies provide advice on topics such as negotiating a contract, closing on a loan, preventing foreclosure and maintaining a home. Most of the services are free or have a modest charge.
Each of the new brochures, called Learn Before You Leap, targets one of four areas in the St. Louis Fed’s district: St. Louis, Little Rock, Louisville and Memphis. Community organizations can order quantities for distribution by calling:
The brochures are also available at www.stlouisfed.org/community.
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Fed in Print: An index of the economic research conducted by the Fed.