Skip to content


Friday, October 1, 1999

Consumer Handbook on Adjustable Rate Mortgages

Banks are required to provide this recently revised brochure (or a suitable substitute) to consumers when an application form is provided or before the consumer pays a nonrefundable fee. Copies of the revised brochure are available from the Board of Governors of the Federal Reserve System, Publication Services, Mail Stop 127, Washington, D.C. 20551.

Entrepreneurs and the Economy

Part of the Everyday Economics series of books developed by the Federal Reserve Bank of Dallas. For copies, call 1-800-333-4460, ext. 5254.

1998 HMDA Data

Reports of 1998 mortgage lending activity, required by the Home Mortgage Disclosure Act (HMDA) and small farm and community development lending required by the Community Reinvestment Act, are available on the Federal Financial Institutions Examination Council web sites at and

Conference Papers Online

Papers presented at the Federal Reserve System conference on Business Access to Capital and Credit are available online. The papers represent the latest research on small business lending and credit. Topics include: CRA data on small-business lending, access to credit for minority-owned businesses, microenterprise lending, and credit scoring and securitization of small business loans. To access the papers, go to the Dallas Fed's web site at and click on Community Affairs, Other Resources/Links.

The Stand Up for Rural America Campaign

A nationwide coalition offering a Directory of Rural Community Developers and a copy of the video, "Rural Communities Creating Opportunity." The directory includes more than 1,000 rural community developers and their activities on a state-by-state basis. The video shows how rural community developers improve people's lives, focusing on examples in California, Louisiana, Maine, Mississippi and West Virginia. To order the directory and/or the video, call Sarah Petry at (202) 739-9296 or e-mail her at