Violeta A. Gutkowski
Lead Analyst
Download curriculum vitae (PDF)
Violeta A. Gutkowski is a lead analyst for the Institute for Economic Equity at the Federal Reserve Bank of St. Louis. Her research focuses on income inequality, and her latest work studies the impact of COVID-19 on low- to moderate-income communities and the organizations that serve them. She is also involved with the St. Louis Fed’s Bank On National Data Hub, a reporting platform for financial institutions that offer Bank On-certified accounts meant to advance financial inclusion.
Gutkowski previously worked in the St. Louis Fed’s Research division and, prior to that, in the finance and private sector development research group at the World Bank. She holds a Ph.D. in economics from Brown University. Her earlier research was on macroeconomics and international finance with a focus on sovereign debt.
Featured Publications
- Access to Mental Health Services in the Eighth District Lags U.S.
with Sophia Scott, Bridges, May 24, 2023 - Bank On and Its Impact in the Eighth Federal Reserve District
with Lisa Locke, Bridges, March 28, 2023 - The Role of Community-Based Organizations in Fostering Economic Equity
with Nishesh Chalise, Federal Reserve Bank of St. Louis, On the Economy, March 9, 2023 - The Bank On National Data Hub: Findings from 2021
with Matuschka Lindo Briggs and Nishesh Chalise, St. Louis Fed, Dec. 13, 2022 - Perspectives from Main Street: The Impact of COVID-19 on Communities and the Entities Serving Them
with Nishesh Chalise and Heidi Kaplan, Fed Communities, Nov. 15, 2022
Journal Publications
- Demographic disparities in COVID-19 disruptions: What has shaped them?
Federal Reserve Bank of St. Louis, Review (Forthcoming) - Sovereign Illiquidity and Recessions
Journal of Economic Dynamics and Control, Vol. 122, January 2021 - Lockdown Responses to COVID-19
Federal Reserve Bank of St. Louis, Review, Vol. 103, No. 2, Second Quarter 2021
Working Papers
- Resilience of Nonprofit Organizations during the COVID-19 Pandemic: A Racial Equity Perspective
with Guo Baorong and Nishesh Chalise (Submitted) - Sovereign Debt Restructuring and Credit Recovery
Nov. 3, 2022 (Submitted)
Short Articles
- Access to Mental Health Services in the Eighth District Lags U.S.
with Sophia Scott, Bridges, May 24, 2023 - Challenges Faced by Community-Based Organizations in the Eighth District
with Nishesh Chalise, Bridges, March 28, 2023 - Bank On and Its Impact in the Eighth Federal Reserve District
with Lisa Locke, Bridges, March 28, 2023 - Racial Equity Could Produce Widespread Economic Gains
with Laura Choi and Ana Hernández Kent, Economic Equity Insights, Jan. 12, 2023 - How Is COVID-19 Impacting Eighth District LMI Communities? An Update
with Nishesh Chalise, Bridges, Nov. 17, 2022 - Racial and Ethnic Disparities in Access to COVID-19 Relief
On the Economy, July 26, 2022 - COVID-19 Disruptions by Race, Ethnicity and Geography: An Update
On the Economy, July 21, 2022 - Gauging COVID-19’s Ongoing Impact on LMI Communities
with Nishesh Chalise, On the Economy, Feb. 22, 2022 - Slow Economic Recovery for LMI Communities in the Eighth District
Open Vault, Jan. 26, 2022 - Low- to Moderate-Income Community Development Outlook for Communities of Color in the Eighth District
with Rose Shapiro, Bridges, Nov. 17, 2021 - How Difficult Will Economic Recovery Be for LMI Communities?
with Nishesh Chalise, Open Vault, April 28, 2021 - How COVID-19's Economic Impact Varies by Geography and Race
with Nishesh Chalise, Open Vault, April 21, 2021 - Barriers and Opportunities in the U.S. during a Global Pandemic
with Nishesh Chalise and Heidi Kaplan, Open Vault, March 9, 2021 - Eighth District LMI Communities Respond to COVID-19’s Toll
with Nishesh Chalise, Bridges, Feb. 24, 2021 - COVID-19’s Ongoing Effects on Early Childhood Education in St. Louis
with Sam Evans, Bridges, Nov. 16, 2020
Reports & Essays
- The Bank On National Data Hub: Findings from 2021
with Matuschka Lindo Briggs and Nishesh Chalise, Dec. 13, 2022 - Perspectives from Main Street: The impact of COVID-19 on communities and the entities serving them
with Nishesh Chalise and Heidi Kaplan, Fed Communities, Nov. 15, 2022 - The Bank On National Data Hub: Findings from 2020 (PDF)
with Matuschka Lindo Briggs and Nishesh Chalise, 2021 - Community Development Outlook Survey: 2021 (PDF)
August 2021 - Perspectives from Main Street: The Impact of COVID-19 on communities and the entities serving them
with Nishesh Chalise, Fed Communities, Oct. 12, 2021 - The Bank On National Data Hub: Findings from 2019 (PDF)
with Daniel Paul Davis, Nishesh Chalise and Matuschka Lindo Briggs, 2020 - Perspectives from Main Street: COVID-19’s continued impact on low- to moderate-income communities
with Nishesh Chalise, Daniel Paul Davis, Michael Grover, David Kaufmann and Karen Leone de Nie, Fed Communities, Nov. 5, 2020
- Dec. 1, 2022. Presentation: Bank On National Data Annual Meeting
- Feb. 10, 2022. Presentation: Connecting Communities: Findings from the 2020 Bank On National Data Report. Fed Communities, virtual
