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Demographics and the Future of American Families

Registration for this event is now closed.

A new economic reality is emerging in the United States between "thrivers" and "strugglers," with race, education and age increasingly becoming determining factors between the two groups. The Center for Household Financial Stability at the Federal Reserve Bank of St. Louis is publishing a three-part series of essays titled "The Demographics of Wealth: How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy." The essays are the result of an analysis of data collected between 1989 and 2013 through the Federal Reserve's Survey of Consumer Finances, including interviews with more than 40,000 heads of households during that time period. The essays examine how a family's race or ethnicity, educational attainment and age are related to its ability to thrive financially.

The first essay, "Race, Ethnicity and Wealth," was released on Feb. 26 and examines the links between race and wealth accumulation. At this luncheon event, William Emmons, the essay’s co-author, will present detailed information about the findings of this essay followed by a panel discussion with local community stakeholders. Participants will hear how little has changed in the U.S. over the last 25 years with regard to the black-white and Hispanic-white wealth gap. The essay received local and national attention, and was featured in more than 60 publications.

This event is free; however, registration is required by Friday, May 8, as space is limited. Lunch will be served.

For more information, please contact Lisa Locke at 502-568-9292, or via email at