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Personal Finance 101 Conversations

Personal Finance 101 Conversations is a series of short videos related to timely financial topics for students and consumers in their teens and 20s.

To provide students with online questions following each video, register your class through the Econ Lowdown Teacher Portal.
More about the Q&A Resources for Teachers and Students »

Episode 14: FAFSA 101
Take a stroll through each screen of the online FAFSA to see what information you’ll need on hand to complete the application quickly and accurately.

Episode 15: College Choice 101
From tiny private colleges to gargantuan urban universities, there are enormous implications to your choice of a school and a major. This video will help you develop a perspective and a framework for making these important decisions.

Episode 16: Financial Aid 101
Watch this short video to get your bearings in a seemingly endless sea of financial-aid options. Grants, scholarships, loans—you name it—we cover it in this informative clip.

Also: Learn about the College 101 Infographic for an interactive look at student financial aid, choosing a college and how to calculate the return on your college investment.

Episode 17: Fees, Fees and More Fees: It all Adds Up
Rent-to-own and “buy here, pay here” make it easy to get what you want. But what are the real costs that you will pay for this convenience compared with what you’d pay using more-traditional financing, such as loans or credit cards? This video weighs the benefits and costs of your options.

Episode 18: Tax Refund Fees
Refund anticipation checks are often offered by tax preparers as a way to get your tax refund faster than normal—especially if you don't have a bank account. Also, some check-cashing stores and payday lenders are able to issue refund anticipation loans. This video takes a look at the costs of these options and suggests some cheaper alternatives.

Episode 19: Banks and Alternatives
Payday and title lenders, pawn shops, check-cashing services and prepaid cards can be convenient and valuable financial services, similar to those offered by traditional providers of such services—banks and credit unions. What are the costs and benefits of using alternative financial services, as well as of going to a bank or credit union?

Also: Learn about the Alternative Financial Services Infographic for an interactive look at the costs and benefits of various alternative financial services, such as payday loans, pawn shops, car title loans, rent-to-own, and refund anticipation checks.

Episode 20: Car Insurance
Car insurance is complicated. How much does car insurance cost and what do all those terms and numbers mean? These two segments of Personal Finance 101 Conversations offer insights and information about purchasing car insurance. The content for these videos was reviewed by members of the Missouri Insurance Education Foundation.

Segment 1: Coverage and Cost Basics

Segment 2: Types of Coverage, Optional Add-ons, and Possible Discounts

Episode 21: Filling out the I-9 Form
Have you accepted a new job recently? Are you aware of the paperwork you need to complete when you start a new job? Watch this brief video to learn about the I-9 form; an important document required to prove you have the legal right to work in the United States.

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Audience:   High School, Consumers, College
Language:   English
Subjects:   Personal Finance
Resource Types:   Video, Multimedia, Series
Concepts:   Banks, Interest, Paying for College