In general, the reasons for bank failures today are the same as failures in the past.
Community banks seem to have the most to fear about the state of commercial real estate today. The problems with these loans, however, shouldn’t derail the entire economy.
Although usually a feature of large banks, the funding option is growing fast among community banks.
An examination of what Iceland, the United Kingdom and the United States went through last September and October during the financial crisis reveals some important differences and similarities.