Michelle Franke is a policy analyst at the Federal Reserve Bank of St. Louis.
Bank branch closures have sparked concerns about how far customers have to go, but most travel increases are modest.
When local bank branches close, customers may have to travel longer distances for financial services, which is more often the case in rural areas.
Find out how many people, including minorities and the poor, are affected by these deserts and which area of the country is likely to see more of these.
