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President's Message
Essay
1. Introduction
2. The Financial Crisis and the Impact on Households
3. Large Portfolio Concentrations in Housing before the Crash
4. High Levels of Household Debt
5. Why Damage to Balance Sheets Matters for Families
6. Why Damage to Balance Sheets Matters for the Economy
7. Summary
8. Looking Ahead
9. Sidebar: How Much Household Wealth Has Been Recovered?
10. References
Our People. Our Work.
Our Leaders. Our Advisers. (pdf)
Chairman's Message
Financial Statements
Entire Report
Download a PDF or view the interactive version of the entire 2012 Annual Report.
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