Personal Finance

Personal Finance

  • How Does Available Credit Affect Finding Jobs?

    Monday, August 29, 2016

    The financial pressures of becoming re-employed after losing a job can be substantial. The amount of credit these workers have can affect their job outcomes.

  • BuyonCredit

    Households Less Likely to Say Using Credit Is OK

    Monday, June 27, 2016

    The percentage of households saying that using credit is generally OK has fallen over the past several years.

  • serious delinquencies on auto loans and student loans

    Serious Delinquency Rates for Student Loans Remain High

    Tuesday, May 17, 2016

    The serious delinquency rates for both auto and student loans rose throughout the Great Recession. Only the rate for auto loans, however, peaked and started to fall.

  • debt growth and decline eighth district vs nation

    Consumer Debt Grew, Fell Slower in Eighth District Versus the Nation

    Monday, May 09, 2016

    Nationally, total real per capita consumer debt rose around 50 percent from 2003 through the third quarter of 2008. The Eighth District saw a much milder increase.

  • The Effect of Race or Ethnicity on Income and Wealth

    Thursday, September 17, 2015

    In this video, researchers explore how a family’s race or ethnicity is related to its financial choices and the financial outcomes it experiences.

  • age wealth gap

    Wealth Gap Widens between Young and Old Families

    Thursday, July 30, 2015

    Since 1989, the wealth of old families has grown, while the wealth of young and middle-aged families has declined.

  • education and wealth

    The Financial Gaps Widen between Those with Advanced Degrees and Everyone Else

    Monday, June 15, 2015

    More education is often linked to higher earnings and wealth. Recent research examines the income and wealth gaps between educational attainment groups since 1989.

  • education and wealth

    Education, Financial Decisions and Wealth

    Tuesday, June 02, 2015

    Families making better financial decisions tend to be wealthier. Families with more education tend to be wealthier as well. How strong is the link between good financial decisions and education levels? 

  • econ lowdown

    Use of St. Louis Fed Economic Education Materials Grows

    Thursday, April 30, 2015

    Teaching financial literacy doesn’t have to be expensive. Our economic education program, Econ Lowdown, offers a range of free resources, and the usage of these resources has grown considerably.

  • How Asian Families Are Catching White Families in Wealth

    Thursday, April 09, 2015

    Asian families long ago surpassed white families in median income, but Asian median wealth still lagged that of white median wealth. If current trends continue, that won’t be the case for long.


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