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Personal Finance

Personal Finance

  • TippingPointsDebt.thumbnail

    To Borrow, or not to Borrow?

    Tuesday, November 22, 2016

    When does debt go from helpful to harmful? A recent symposium focused on such tipping points in household debt.

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  • credit constraints in LMI neighborhoods

    Uncovering Credit Disparities among Low- and Moderate-Income Areas

    Thursday, November 03, 2016

    A new database helps reveal disparities in consumer credit among low- and-moderate-income neighborhoods across U.S. metro areas.

  • How Does Available Credit Affect Finding Jobs?

    Monday, August 29, 2016

    The financial pressures of becoming re-employed after losing a job can be substantial. The amount of credit these workers have can affect their job outcomes.

  • BuyonCredit

    Households Less Likely to Say Using Credit Is OK

    Monday, June 27, 2016

    The percentage of households saying that using credit is generally OK has fallen over the past several years.

  • serious delinquencies on auto loans and student loans

    Serious Delinquency Rates for Student Loans Remain High

    Tuesday, May 17, 2016

    The serious delinquency rates for both auto and student loans rose throughout the Great Recession. Only the rate for auto loans, however, peaked and started to fall.

  • debt growth and decline eighth district vs nation

    Consumer Debt Grew, Fell Slower in Eighth District Versus the Nation

    Monday, May 09, 2016

    Nationally, total real per capita consumer debt rose around 50 percent from 2003 through the third quarter of 2008. The Eighth District saw a much milder increase.

  • The Effect of Race or Ethnicity on Income and Wealth

    Thursday, September 17, 2015

    In this video, researchers explore how a family’s race or ethnicity is related to its financial choices and the financial outcomes it experiences.

  • age wealth gap

    Wealth Gap Widens between Young and Old Families

    Thursday, July 30, 2015

    Since 1989, the wealth of old families has grown, while the wealth of young and middle-aged families has declined.

  • education and wealth

    The Financial Gaps Widen between Those with Advanced Degrees and Everyone Else

    Monday, June 15, 2015

    More education is often linked to higher earnings and wealth. Recent research examines the income and wealth gaps between educational attainment groups since 1989.