Credit Card & Auto Debt

Credit Card & Auto Debt

  • credit card debt and financial distress

    Financial Distress around the Great Recession

    Tuesday, October 11, 2016

    Two measures of financial distress—use of all available credit and payment delinquencies—actually dropped around the Great Recession.

  • When Banks Expand Credit, Who Actually Receives It?

    Monday, August 08, 2016

    Banks passing credit expansions to consumers don’t seem to send them to people most wanting to borrow more. 

  • seriously delinquent loan rates

    Rates of Seriously Delinquent Auto, Student Debt Rise in First Quarter

    Tuesday, August 02, 2016

    Seriously delinquent mortgage debt, credit card debt and HELOCs all fell in the first quarter, while seriously delinquent auto and student debt rose.

  • BuyonCredit

    Households Less Likely to Say Using Credit Is OK

    Monday, June 27, 2016

    The percentage of households saying that using credit is generally OK has fallen over the past several years.

  • Online Shopping

    Who Caused Credit Card Debt to Rise? To Decline?

    Tuesday, June 21, 2016

    Credit card debt rose significantly before the financial crisis and declined afterward. Different age groups were responsible for the two moves.

  • auto and student loans continue to grow across the nation

    Auto and Student Debt Continue Rising

    Tuesday, April 12, 2016

    Student and auto loans combine for around 90 percent of debt growth since the fourth quarter of 2012.

  • Loangrowth

    Why Did Loan Growth Stay Negative So Long after the Recession?

    Monday, January 11, 2016

    Loan growth at commercial banks decreased more substantially and remained negative longer following the Great Recession than following the two previous recessions.

  • credit card default

    How Credit Card Debt Default Has Evolved

    Tuesday, December 22, 2015

    Two major events had very different effects on credit card default: the 2005 bankruptcy act and the Great Recession.

  • declining credit card debt

    Why Has Household Debt Declined?

    Tuesday, September 15, 2015

    Are households paying off their current debts or simply not taking out more credit?

  • credit card default

    Costs of Defaulting on Credit Card Debt Vary

    Tuesday, May 05, 2015

    When consumers can’t pay their credit card bills, they choose between delinquency and bankruptcy. By treating delinquent borrowers differently according to their current financial conditions, lenders can maximize repayment and make a difference in whether or not a household chooses bankruptcy.


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