Households and Consumers

Households and Consumers

  • HousingInflation

    Rising Inflation Doesn't Impact Everyone the Same

    Monday, December 19, 2016

    Housing services and medical services provide two examples of how rising inflation impacts people differently.

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  • Deflation Durable Goods

    Durable Goods Prove a Drag on Inflation

    Monday, December 05, 2016

    Inflation hasn’t been at the Fed’s 2 percent target for quite some time, and one of its three major components is lagging far behind the other two.

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  • ProbabilitySeriousDelinquency.thumbnail

    Life Experience and Loan Delinquencies

    Tuesday, November 29, 2016

    Families within certain demographic groups are more likely to miss loan payments than older, better-educated and white families. Do the distinctive characteristics of a peer group affect an individual family’s delinquency risk?

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  • BlogImage_Nov28.Delinquency.thumbnail

    Why Are Some People More Delinquent on Loans Than Others?

    Monday, November 28, 2016

    Families within certain demographic groups are more likely to miss loan payments than older, better-educated and white families. What might be causing that?

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  • TippingPointsDebt.thumbnail

    To Borrow, or not to Borrow?

    Tuesday, November 22, 2016

    When does debt go from helpful to harmful? A recent symposium focused on such tipping points in household debt.

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  • Housing affordability

    Housing Has Become More Affordable over the Long Term

    Thursday, November 17, 2016

    House prices and apartment rents have risen significantly recently, but per capita personal income has risen faster over the past 25 years.

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  • Auto Loan

    Auto Debt Continues to Soar

    Tuesday, November 15, 2016

    Per capita auto debt rose 8.3 percent in the second quarter on a year-over-year basis, while total consumer debt rose only 1.6 percent.

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  • Blog_Image.Mortgage.thumbnail

    Mortgage Debt's Share of Total Debt Keeps Declining

    Monday, November 14, 2016

    Significant deleveraging, coupled with increases in other forms of debt, has caused mortgage debt to make up a smaller portion of households’ total debt.

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  • credit constraints in LMI neighborhoods

    Uncovering Credit Disparities among Low- and Moderate-Income Areas

    Thursday, November 03, 2016

    A new database helps reveal disparities in consumer credit among low- and-moderate-income neighborhoods across U.S. metro areas.

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  • How Do Incomes in the Largest Cities Compare?

    Tuesday, October 18, 2016

    Once cost of living is factored in, St. Louis’s median income fares well compared to the median incomes of other large metro areas.

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