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Banks and Financial Markets

Banks and Financial Markets

  • TippingPointsDebt.thumbnail

    To Borrow, or not to Borrow?

    Tuesday, November 22, 2016

    When does debt go from helpful to harmful? A recent symposium focused on such tipping points in household debt.

  • Housing affordability

    Housing Has Become More Affordable over the Long Term

    Thursday, November 17, 2016

    House prices and apartment rents have risen significantly recently, but per capita personal income has risen faster over the past 25 years.

  • Auto Loan

    Auto Debt Continues to Soar

    Tuesday, November 15, 2016

    Per capita auto debt rose 8.3 percent in the second quarter on a year-over-year basis, while total consumer debt rose only 1.6 percent.

  • Blog_Image.Mortgage.thumbnail

    Mortgage Debt's Share of Total Debt Keeps Declining

    Monday, November 14, 2016

    Significant deleveraging, coupled with increases in other forms of debt, has caused mortgage debt to make up a smaller portion of households’ total debt.

  • Mutual Fund

    The Stock Market Is Up, but Mutual Fund Investors Are Fleeing

    Monday, October 24, 2016

    Despite major stock indexes hitting record highs, stock mutual funds have seen net outflows for many months.

  • credit card debt and financial distress

    Financial Distress around the Great Recession

    Tuesday, October 11, 2016

    Two measures of financial distress—use of all available credit and payment delinquencies—actually dropped around the Great Recession.

  • iowa electronic markets and the presidential election

    What Does the Market Say about the Presidential Election?

    Thursday, October 06, 2016

    There is a market where securities pay out based on the presidential election. What is it projecting about the outcome?

  • ConsumerDebt

    How Consumer Debt Has Evolved in the Nation and the Eighth District

    Monday, October 03, 2016

    Since the financial crisis, households nationally have sharply reduced their debt while Eighth District households have largely stayed the same.

  • What Was Behind the Boom and Bust in House Prices?

    Tuesday, September 27, 2016

    Recent research points more strongly to one of three potential culprits: fundamental shocks, credit market changes or beliefs about the housing market.

  • money market yield spreads

    New SEC Rules Cause Shift in Money Market Fund Assets

    Tuesday, September 06, 2016

    Rules meant to prevent sudden large withdrawals from prime money market funds may be sending investors toward government-only money market funds.