In the Balance are short essays related to research on understanding and strengthening the balance sheets of American households. Learn more about research on household financial stability»
The use of bankruptcy to avoid medical bills and the sometimes transient nature of Medicaid play a role in low-income families’ decisions about saving.
Lower-income families either saved more or kept their saving habits the same after becoming eligible for Medicaid, a survey analysis found.
The student loans black students are taking out to finance college may be contributing to racial wealth gaps.
Sometimes, it makes sense to keep a cash buffer, even when facing high-interest debt, new study says.
Household wealth reached a new high in 2016. Recessions followed two previous record highs. Might it happen again?
College Inadvertently Increases Racial and Ethnic Disparity in Income and Wealth
Choosing to Fail or Lack of Choice? The Demographics of Loan Delinquency
The Quarterly Debt Monitor: Trends in Consumer Debt in St. Louis, Little Rock, Louisville, Memphis—and Beyond
The Importance of Wealth Is Growing
Why Didn't Higher Education Protect Hispanic and Black Wealth?
The Middle Class May Be Under More Pressure Than You Think
Five Simple Questions That Reveal Your Financial Health and Wealth
Despite Aggressive Deleveraging, Generation X Remains "Generation Debt"
Hispanic Population's Share of Wealth Likely to Increase by 2025
Housing Crash Continues to Overshadow Young Families' Balance Sheets
Wealth Recovery Still Not Complete, Remains Uneven Across Families and Locations
Housing Rebound Broadens the Wealth Recovery But Much More is Needed
Still Digging Out: Real Net Worth per Household Has Rebounded 63 Percent Since Hitting Bottom in Early 2009
The Nation's Wealth Recovery Since 2009 Conceals Vastly Different Balance-Sheet Realities among America's Families
Unsteady Progress: Income Trends in the Federal Reserve's Survey of Consumer Finances
Shifting Fortunes: Wealth Trends in the Federal Reserve's Survey of Consumer Finances