Sign Up for the 2021 Community Banking Research Conference, Sept. 28-29

ST. LOUIS ― An internationally represented group of community bankers, academics, policymakers and bank supervisors will meet virtually the afternoons of Sept. 28 and 29 for the ninth annual Community Banking in the 21st Century research and policy conference.

The conference is co-sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC). The Federal Reserve Bank of St. Louis will host the conference via WebEx. The proceedings also will be livestreamed on communitybanking.org.

This year’s keynote speakers include:

• Michelle Bowman, governor, Board of Governors of the Federal Reserve System, at 1:40 p.m. ET on Sept. 28
• Jelena McWilliams, chairman, FDIC, at 3:25 p.m. ET on Sept. 28
• Darrin Williams, CEO, Southern Bancorp Inc., at 1 p.m. ET on Sept. 29

2021 CSBS National Survey of Community Banks

The first day of the conference will kick off with the results of the 2021 CSBS National Survey of Community Banks. Since 2014, the national survey has provided insights into the opportunities and challenges that banks faced during the previous year.

Panel Discussion: Future of Commercial Real Estate

At 3:10 p.m. ET on the second day of the conference, a panel discussion moderated by The FDIC Podcast host Brian Sullivan will delve into the future of commercial real estate. The panelists will include:

• John Buren, president and CEO, Flushing Bank, Uniondale, N.Y.
• Robert DiChiara, regional manager for the division of insurance and research, FDIC
• Jim Edwards, CEO, United Bank, Griffin, Ga.
• Joanne Kim, president and CEO, Commonwealth Business Bank, Los Angeles

Research Papers and Authors

Eleven papers were selected to be presented at this year’s conference. They include:

• Government Loan Guarantees During a Crisis: The Effect of the PPP on Bank Lending and Profitability | Authors: W. Blake Marsh and Padma Sharma, Federal Reserve Bank of Kansas City
• The Effect of the PPPLF on PPP Lending by Commercial Banks | Authors: Sriya Anbil, Mark Carlson and Mary-Frances Styczynski, Federal Reserve Board of Governors
• Do Minority Banks Matter? | Author: Prithu Vatsa, University of Miami
• Do Mortgage Lenders Compete Locally? Implications for Credit Access | Authors: Greg Buchak, Stanford University, and Adam Jørring, Boston College
• Strategically Staying Small: Regulatory Avoidance and the Community Reinvestment Act | Authors: Jacelly Cespedes, University of Minnesota; Jordan Nickerson, MIT; and Carlos Parra, Pontifical Catholic University of Chile
• Small Bank Financing and Funding Hesitancy in Crisis: Evidence from the Paycheck Protection Program | Authors: Tetyana Balyuk, Emory University; Nagpurnanand Prabhala, Johns Hopkins University; and Manju Puri, Duke University
• The Real Effect of Bank Supervision: Evidence from On-site Inspections | Authors: Andrea Passalacqua, Federal Reserve Board of Governors; and Paolo Angelini, Francesca Lotti and Giovanni Soggia, Bank of Italy
• The Life Cycle of a Bank Enforcement Action and Its Impact on Minority Lending | Authors: Byeongchan An and Rimmy E. Tomy, The University of Chicago; Robert Bushman, University of North Carolina; and Anya Kleymenova, Federal Reserve Board of Governors
• Determinants of Losses on Construction Loans: Bad Loans, Bad Banks, or Bad Markets? | Authors: Emily Johnston Ross and Lynn Shibut, FDIC; and Joseph B. Nichols, Federal Reserve Board of Governors
• Mandatory Disclosure and Takeovers: Evidence from Private Banks | Authors: Urooj Khan, University of Texas; and Doron Nissim and Jing Wen, Columbia University
• Fighting Failure: The Persistent Real Effects of Resolving Distressed Banks | Authors: Ivan T. Ivanov, Federal Reserve Board of Governors; and Stephen A. Karolyi, Office of the Comptroller of the Currency

2021 CSBS Case Study Presentation

The winning team of this year’s CSBS Community Bank Case Study Competition, the University of Tennessee at Martin, will present its findings on the second day of the conference. This year’s topic focused on how community banks navigated the COVID-19 pandemic and how they encouraged greater diversity and inclusion.

For the complete 2021 conference agenda, see the conference website.

* Note to Media *

Media interested in participating in this invitation-only virtual event must register in advance with the St. Louis Fed: Contact Maria Hasenstab, media coordinator, at maria.e.hasenstab@stls.frb.org.