St. Louis Fed Launches New Data Visualization Tool for Tracking Bank Performance

ST. LOUIS ― The Federal Reserve Bank of St. Louis has launched a new data visualization tool that tracks key local, regional and U.S. banking performance measures.

The interactive charting feature can be found in the Banking Supervision and Regulation section of the St. Louis Fed’s website and complements the department’s periodic Banking Insights publication.

Users can select asset size, geography, performance category and performance ratio combinations to generate charts that visually depict the performance of commercial banks and thrifts headquartered in the St. Louis Metropolitan Statistical Area (MSA), as well as the seven states the comprise the St. Louis Fed’s Eighth District: Arkansas, Illinois, Indiana, Kentucky, Mississippi, Missouri and Tennessee.

Community bank performance can be separated out from all bank and thrift performance as well. (Community banks are categorized as having less than $10 billion in total assets.) All categories can be tracked against the U.S. as a whole.

In addition, a mouse-over feature allows users to view the specific data points for each quarter back to the year 2000.

The key performance categories and measures now available to chart include:

Asset quality ratios

• Loan loss reserve/non-performing loans
• Nonperforming loans/total loans
• Nonperforming loans + Other Real Estate Owned (OREO) / Total loans + OREO
• Texas ratio

Balance sheet performance indicators

• Commercial real estate (CRE) loans/total loans
• Tier 1 leverage ratio
• Total loans/total assets

Earning performance indicators

• Efficiency ratio
• Net interest margin
• Return on average assets
• Return on average equity
• Noninterest expense/average assets
• Noninterest income/average assets

For more information about the banking performance charts or the Banking Insights publication, please contact bankinginsights@stls.frb.org.