Less Than Zero Lesson for Grades 2-4

Less than Zero book cover

Students learn about saving, savings goals, interest, borrowing and opportunity cost by reading Less Than Zero. Students use a number line and a line graph to track spending and borrowing in the story.

•  Lesson (pdf)

•  Whiteboard (SMART/notebook)

•  Whiteboard (ActivInspire/flipchart)

•  Q&A (pdf)

This lesson plan is designed for teaching grades 2, 3, and 4.

Book written by Stuart J. Murphy / ISBN: 0-06-000126-7. This book is in print and available.


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Audience:   Elementary School
Language:   English
Subjects:   Literature, Personal Finance, Economics, Mathematics
Resource Types:   Lessons, SMART/Promethean/Whiteboard, STEM
Concepts:   Saving, Lenders/Borrowers, Interest
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Video Overview:
Watch this video to get a concise summary of Econ Lowdown's benefits:
The Lowdown