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Inside the Vault, Spring 2014: The CARD Act: Has It Made a Difference?

Inside the Vault Spring 2014

In 2009, Congress passed the most substantial reform in the credit card industry in more than 40 years—the Credit Card Accountability and Disclosure Act, or the CARD Act. Simply put, the CARD Act offers cardholders protections that can save them money. But has the CARD Act made a difference? The Spring 2014 issue answers this question in its lead article, which covers the fair and transparent practices introduced by the Act. Fair practices include lower fees and limits on interest rate increases, while transparent practices include better and timely communication so consumers know how much they are really paying for credit.

•  Full Issue (pdf)

•  Index

•  The CARD Act: Has It Made a Difference?

•  Glossary

•  Economic Snapshot: The CARD Act

•  What's Your Question?: Understanding Credit Cards

•  Bulletin Board

•  Featured Resources: New for Spring

Inside the Vault is an economic education newsletter for educators.


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Audience:   High School, Consumers, College
Language:   English
Subjects:   Personal Finance
Resource Types:   Publications, Newsletter
Concepts:   Non-Bank Financial Services, Banks, Credit