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Policy & Analysis

Our team of advisors focuses in the areas of community development finance, financial security, neighborhoods and housing, small-business development and entrepreneurship, and workforce development.

  • Community Development Finance

    We promote the use of innovative tools to finance community development activities and establish resources to help organizations navigate various approaches to community development finance. Several types of capital—loans, equity investments, grants and more—are critical to financing a range of community development activities, including affordable housing, commercial real estate development, small-business and human capital development.

  • Financial Security

    We support programs and policies that improve the financial well-being of LMI households, promote promising practices aimed at improving the financial options of LMI individuals, and advise on the implementation of effective wealth-building programs. Because the economic health of our nation is tied to the financial well-being of individuals and communities, the Fed helps ensure fair and equal access to credit and financial services, promotes tools that aid financial capability and fosters an environment of financial empowerment.

  • Neighborhoods and Housing

    We advance comprehensive development efforts to revitalize distressed neighborhoods, stabilize LMI communities, and foster partnerships and connections that help neighborhoods thrive. We provide data on housing market conditions and promote safe, affordable housing options for LMI populations. Safe, affordable housing—in addition to amenities such as parks, public transit and grocery stores—creates vibrant, inclusive, sustainable neighborhoods that lead to economic resiliency and mobility.

  • Small Business and Entrepreneurship

    We encourage strategies that assist LMI communities and individuals in launching, growing and sustaining small businesses, which create a diversified economy while creating job opportunities and, thus, economic inclusion for the majority of people employed in the private sector.

  • Workforce Development

    We advance workforce development efforts through dialogue and research to identify issues, trends and best practices to help build collaborative partnerships that will encourage local policy responses to unemployment and underemployment. Ensuring that individuals are both prepared to enter the workforce and are able increase their education and skills across their careers is critical to a healthy economy in which individuals are afforded the opportunity for economic mobility.

  • Delta Communities Initiative

    In addition to the individual projects of each policy advisor, the Policy & Analysis team launched its multi-year Delta Communities initiative in 2016 as a response to the Community Development Outlook Survey (CDOS), economic trends and research conducted by the Federal Reserve. This initiative aims to strengthen communities across the Arkansas and Mississippi Delta region by building awareness through forums of promising tools and strategies for community and economic development. The forums are held throughout the year, and highlight research and ideas regarding a variety of issues affecting Delta towns, such as access to credit for small businesses, food insecurity and affordable housing. The forums feature presentations from St. Louis Fed staff and regional and national representatives with experience in building and sustaining community and economic development efforts.

    Each session is free to attend, though registration is required. Registration opens approximately five weeks prior to the event. To register, visit our events page.