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Community Development at the Federal Reserve

The Federal Reserve’s Community Development function was established in 1981 to assist financial institutions meet their obligations under the Community Reinvestment Act (CRA). The System’s Community Development offices across the country — composed of more than 120 employees — perform many functions, including:

  • helping banks identify regional credit needs and lending opportunities in low- and moderate-income (LMI) communities;
  • forging partnerships and sharing information to promote sustainable community development;
  • producing research and data analysis to help close gaps in information needed to improve the economic strength of LMI communities; and
  • providing information and promoting awareness of investment opportunities for financial institutions, government agencies, and organizations that serve these communities.

By furnishing valuable information on the dynamics of LMI communities, Community Development complements the Federal Reserve System’s work as a research institution.

For questions about the Federal Reserve's Community Development programs, please contact us at

District Community Development Contacts

Federal Reserve Bank of Boston

Public and Community Affairs Department
P.O. Box 2076, Boston, MA 02106 Reserve Bank Branches:
  • none

Federal Reserve Bank of New York

Office of Regional and Community Affairs
33 Liberty Street, New York, NY 10045 Reserve Bank Branches:
  • none

Federal Reserve Bank of Philadelphia

Community Development Studies & Education
Ten Independence Mall, Philadelphia, PA 19106 Reserve Bank Branches:
  • none

Federal Reserve Bank of Cleveland

Community Affairs
P.O. Box 6387, Cleveland, OH 44101-1387 Reserve Bank Branches:
  • Cincinnati
  • Pittsburgh

Federal Reserve Bank of Richmond

Community Development
P.O. Box 27622, Richmond, VA 23261 Reserve Bank Branches:
  • Baltimore
  • Charlotte

Federal Reserve Bank of Atlanta

Community and Economic Development
1000 Peachtree Street, Atlanta, GA 30309-4470 Reserve Bank Branches:
  • Birmingham
  • Jacksonville
  • Miami
  • Nashville
  • New Orleans

Federal Reserve Bank of Chicago

Community & Economic Development
230 LaSalle Street, Chicago, IL 60604 Reserve Bank Branches:
  • Detroit

Federal Reserve Bank of St.Louis

Community Development
P.O. Box 442, St. Louis, MO 63166 Reserve Bank Branches:
  • Little Rock
  • Louisville
  • Memphis

Federal Reserve Bank of Minneapolis

Community Development
90 Hennepin Avenue, Minneapolis, MN 55401 Reserve Bank Branches:
  • Helena

Federal Reserve Bank of Kansas City

Community Development
925 Grand Blvd, Kansas City, MO 64198 Reserve Bank Branches:
  • Denver
  • Oklahoma City
  • Omaha

Federal Reserve Bank of Dallas

Community Development
2200 North Pearl Street, Dallas, TX 75201-2272 Reserve Bank Branches:
  • El Paso
  • Houston
  • San Antonio

Federal Reserve Bank of San Francisco

Community Development
101 Market Street, Mail Stop 215, San Francisco, CA 94105 Reserve Bank Branches:
  • Los Angeles
  • Phoenix
  • Portland
  • Salt Lake City
  • Seattle

Board of Governors

Division of Consumer and Community Affairs
Mail Stop 805, 20th & C Streets, N.W., Washington, D.C. 20551 Reserve Bank Branches:
  • none