RESEARCH & DATA
FROM THE PRESIDENT
James Bullard —
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This new publication focuses on regional food systems as a means for enhancing economic opportunity.
How is your community reflected in our work? St. Louis Fed board members share their perspectives.
Hybrid adjustable rate mortgages (HARM) were designed to be refinanced by the reset date, when the interest rate would jump. These mortgages worked out well for many people who were credit risks—but only as long as housing prices continued to rise.