Douglas Yarwood is a senior consumer affairs examiner at the Federal Reserve Bank of St. Louis.
An examiner reviews the important opportunity financial institutions have in establishing relationships with community development organizations.
An examiner provides an overview of the Joint Statement on CRA Consideration for Activities in Response to COVID-19.
An examiner discusses how performance context is a connective thread that runs through a bank’s evaluation process.
An examiner discusses how investments are reviewed as part of a bank’s Community Reinvestment Act (CRA) evaluation.
An examiner discusses an opportunity for bankers, nonprofits and individuals to express their views on how to change the Community Reinvestment Act and its regulatory guidance.
An examiner discusses the 2016 revisions to the CRA Questions and Answers, the majority of which impacted the economic development purpose test and were made to address the growing importance of workforce development in communities.
Advice from an examiner on the four questions that need to be addressed when documenting workforce development activities.
Periodic review and monitoring of CRA community development activities may help an institution to achieve its CRA goals.
An examiner explains the recent change in handling HMDA disclosure statements in the public file.
This first in a series of articles on CRA best practices from an examiner’s perspective discusses training for a CRA-aware culture, which will provide employees with the knowledge to determine if activities that flow through their business line should be flagged for consideration by CRA personnel.