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Disability Insurance

The rolls of those receiving disability payments through Social Security have been on the rise for about 20 years and now number close to 9 million people. As policymakers debate the pros and cons of the program, economists are researching what would be the optimal disability insurance program run by the government. In this 4-minute video, economist David Wiczer talks about a study he and a colleague undertook. It shows that the ideal program would be not much more generous than what we already have. Their work also shows that everybody benefits from the program – even those who are not disabled – because the insurance encourages people to take on dangerous jobs from which we all benefit.

To learn more:

Read the working paper at