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2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010

2016

Nov. 30, 2016 | St. Louis, Mo.

Wealth Inequality Across American Families: A Demographic Perspective
Presentation by Lowell Ricketts
View: Slides (pdf)


July 22, 2016 | St. Louis, Mo. 

Economic Disparity in St. Louis City and County
Presentation by Lowell Ricketts
View: Slides (pdf)


June 9, 2016 | New York, NY

Tipping Points: Mapping and Understanding the Impact of Debt on Household Financial Well Being and Economic Growth
Presented by the Center for Household Financial Stability and the Private Debt Project of the Governor’s Woods Foundation


May 25-26, 2016 | St. Louis, Mo.

Does College Level the Playing Field? Racial and Ethnic Differences in Family Wealth among College-Educated Families
View: Event Details | Agenda and Videos | Photo Gallery


April 13, 2016 | Washington, D.C.

A Demographic Approach to the Financial Challenges of Economically Vulnerable Families
Presentation by Ray Boshara and William R. Emmons for Financial Capability Month at the Consumer Financial Protection Bureau
View: Slides (pdf)


March 16, 2016 | Cleveland, Miss.

Academic Success and Financial Skills: Keys to Building Wealth
Presentation by William R. Emmons for “Moving from Talk to Action: Resource and Community Forum”
View: Slides (pdf)

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2015

December 8, 2015 | Washington, D.C.

The Future of Building Wealth: Can Financial Capability Overcome Demographic Destiny?
Presentation by Ray Boshara of his book chapter at the What It's Worth book launch
View: Chapter | Video


December 1, 2015 | St. Louis, Mo.

Freedom of Riding: Transit's Ability to Increase Equity in All Sectors of Our Community
Presentation given by Ray Boshara at a Citizens for Modern Transit
View: Presentation (pdf)


November 3, 2015 | St. Louis, Mo.

The Demographics of Wealth
View: Event Details | Event Videos | Essay Series


November 3, 2015 | St. Louis, Mo.

Can Education Bridge the Racial and Ethnic Wealth Gaps?
Presentation given by William R. Emmons at the Demographics of Wealth event at Saint Louis University
View: Presentation (pdf) | Video


October 27, 2015 | Washington, D.C.

Education and Wealth: Correlation Is Not Causation
Presentation given by William R. Emmons at the Society for Financial Education and Professional Development
View: Presentation (pdf)


October 8, 2015 | Biloxi, Miss.

The Demographics of Wealth
Presentation given by William R. Emmons at the Southern Regional Asset-Building Coalition 8th Annual Conference
View: Presentation (pdf)


October 7-8, 2015 | St. Louis, Mo.

529s and Child Savings Accounts: New Strategies To Promote Savings and Development for America's Children
View: Event Details | Agenda and Videos | Photo Gallery


September 11, 2015 | Omaha, Neb.

Trends in Family Wealth and Financial Security
Presentation given by Ray Boshara at the Catholic Charities USA Annual Gathering
View: Presentation (pdf)


August 6, 2015 | St. Louis, Mo.

U.S. Family Balance Sheets and Student Loans
Presentation given by Ray Boshara at the State Assets Coalition Cluster Meeting at the Center for Social Development
View: Presentation (pdf)


August 5, 2015 | St. Louis, Mo.

Building Wealth and Financial Security for Younger, Less-Educated, Minority, and Broken Families
Presentation given by Ray Boshara to the Peace and Justice Commission of the Archdiocese of St. Louis
View: Presentation (pdf)


July 16, 2015 | Boston, Mass.

Building Wealth and Financial Security for Younger, Less-Educated, Minority, and Broken Families
Presentation given by William R. Emmons and Bryan Noeth during a Connecting Communities webinar hosted by the Federal Reserve System
View: Presentation (pdf)


July 13, 2015 | Kansas City, Mo.

Why Did Latino Families Lose So Much Wealth?
Presentation given by William R. Emmons at the National Council of La Raza Roundtable event.
View: Presentation (pdf)


June 25, 2015 | Warsaw, Poland

Aggregate and Distributional Dynamics of Consumer Credit in the U.S.
Presentation given by William R. Emmons at the National Council of La Raza Roundtable event.
View: Presentation (pdf)


June 22, 2015 | Berlin, Germany

Constructing the Post-War Housing Boom
Presentation given by Matthew Chambers, Carlos Garriga and Don Schlagenhauf at the Workshop on the Interaction Between Housing and the Economy at Humboldt University.
View: Presentation (pdf)


June 16, 2015 | Washington, D.C.

The State of Lending in America and Its Impact on U.S. Households: The Cumulative Costs of Predatory Practices
Presentation given by William R. Emmons at the Center for Responsible Lending.
View: Presentation (pdf)


June 4, 2015 | St. Louis, Mo.

Owner-Occupied Housing in Household Balance Sheets
Presentation given by William R. Emmons at a St. Louis Housing Roundtable event.
View: Presentation (pdf)


May 13, 2015 | Owensboro, Ky.

Demographics and the Future of American Families
Presentation given by William R. Emmons at the Federal Reserve Bank of St. Louis' community outreach event.
View: Presentation (pdf)


April 27, 2015 | Boston, Ma.

Household Income, Demand and Saving: Deriving Macro Data with Micro Data Concepts
Presentation given by Barry Z. Cynamon at the Federal Reserve Bank of Boston's "Frontiers of Measuring Consumer Economic Behavior" Conference.
View: Presentation (pdf)


April 8, 2015 | Dallas, Tx.

Thrivers and Strugglers: The Balance Sheets and Financial Health of U.S. Families
Presentation given by Ray Boshara at Assets Funds Network’s 2015 Grantmaker Conference
View: Presentation (pdf)


April 8-11, 2015 | Paris, France

Why Income Inequality Matters for Macroeconomics
Presentation given by Barry Cynamon and Steven Fazzari at the INET conference, Liberté, Égalité, Fragilité
View: Presentation (pdf)


March 5, 2015 | St. Louis, Mo.

Retirement Demographics
Presentation given by William R. Emmons at the CFA Society of St. Louis, Making Retirement A Reality Conference
View: Presentation (pdf)


February 23, 2015 | St. Louis, Mo.

Family Wealth and Economic Mobility: Facts, Surprises, and Promising Ideas
Presentation by Ray Boshara at a Ferguson Commission meeting.
View: Presentation (pdf)


February 10, 2015 | St. Louis, Mo.

Demographics and Growth
HFS briefing given by William R. Emmons at the Federal Reserve Bank of St. Louis.
View: Presentation (pdf)

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2014

November 5, 2014 | St. Louis, Mo.

Household Debt in America: A Look across Generations over Time
Presented by Don E. Schlagenhauf at “Dialogue with the Fed,”
View: Presentation (pdf) | Video


October 14, 2014 | St. Louis, Mo.

The State of Homeownership in America
Presentation given by William R. Emmons at the Community Depository Institutions Advisory Council
View: Presentation (pdf)


October 8, 2014 | Atlanta, Ga.

Why Do We Make the Choices We Do? Insights from Behavioral Economics
Presentation given by William R. Emmons at the National Urban League 2014 WMY Leadership Development Conference
View: Presentation (pdf)


September 18, 2014 | Washington, D.C..

Reflections on the Assets Field and Thoughts on Financial Capability
Presentation given by William R. Emmons at the National Urban League 2014 WMY Leadership Development Conference
View:
Plenary Session: Remarks (pdf)
Financial Capability Session: Presentation slides (pdf)
Remarks given by Ray Boshara at the CFED Assets Learning Conference, Washington, D.C., Sept. 18, 2014.


September 16, 2014 | Washington, D.C.

A Balance Sheet Perspective on Financial Success: Why Starting Early Matters
Presentation given by Ray Boshara and William Emmons at the FLEC Financial Literacy Research Symposium Starting Early for Financial Success: Capability into Action
View: Presentation (pdf)


July 16, 2014 | Washington, D.C.

Wealth in America: How Can Congress Support Mobility?
Presentation given by Ray Boshara and William Emmons at the FLEC Financial Literacy Research Symposium Starting Early for Financial Success: Capability into Action
View: Presentation (pdf)


June 4, 2014 | Los Angeles, Ca.

Policy Perspectives on Fostering Consumer Financial Health
Presentation given by Ray Boshara at the Center for Financial Services’ EMERGE annual conference
View: Presentation (pdf)


May 31, 2014 | Columbia, Mo.

Aggregate and Distributional Dynamics of Consumer Credit in the U.S.
Presentation given by Don Schlagenhauf at the Midwest Macroeconomics Group's Midwest Macro Meeting at the University of Missouri–Columbia
View: Presentation (pdf)


May 16, 2014 | Logan, Utah

Why Aren’t More Families Buying Life Insurance?
Presentation given by Don Schlagenhauf at the annual summer workshop of the Quantitative Society for Pensions and Saving at Utah State University
View: Presentation (pdf)


May 9, 2014 | St. Louis, Mo.

Aggregate and Distributional Dynamics of Consumer Credit in the U.S.
Presentation given by Don Schlagenhauf at the Center for Household Financial Stability's Research Symposium "The Balance Sheets of Younger Americans: Is the American Dream at Risk?" at the Federal Reserve Bank of St. Louis
View: Presentation (pdf)


May 8-9, 2014 | St. Louis, Mo.

Research Symposium – The Balance Sheets of Younger Americans: Is the American Dream at Risk?
View: Event Details | Agenda and Conference Materials | Videos


May 8, 2014 | St. Louis, Mo.

Links Between Younger Americans' Balance Sheets and Economic Growth
Presentation given by William R. Emmons at the Center for Household Financial Stability's Research Symposium "The Balance Sheets of Younger Americans: Is the American Dream at Risk?" at the Federal Reserve Bank of St. Louis
View: Presentation (pdf) | Video


May 3, 2014 | Boston, Mass.

The Economic and Financial Status of Older Americans: Trends and Prospects
Presentation given by William Emmons at the annual meeting of the Population Association of America
View: Presentation (pdf)


April 22, 2014 | Webinar

The Role of Credit in a Healthy Balance Sheet
Presentation given by William R. Emmons at the Credit Builders Alliance Webinar
View: Presentation (pdf)


April 4, 2014 | Washington, D.C.

Household Balance Sheets: Links Between Economic Vulnerability, Financial Fragility, and Economic Recovery
Presentation given by William R. Emmons at the Consumer Financial Protection Bureau research seminar.
View: Presentation (pdf)


March 18, 2014 | New York, New York

Economic Vulnerability and Financial Fragility
Presentation given by William R. Emmons at the USRT Conference: Underserved Roundtable
View: Presentation (pdf)


March 9, 2014 | Boston, Mass.

Income Inequality and Economic Growth
Presentation given by Barry Cynamon at the 40th annual Eastern Economic Association conference
View: Presentation (pdf)


March 6, 2014 | Little Rock, Ark.

Generations X and Y: Facing Economic and Financial Challenges in the Shadow of the Baby Boom
Presentation given by William R. Emmons at the Econ Lowdown Dinner with an Economist, Federal Reserve Bank of St. Louis Little Rock Branch
View: Presentation (pdf)


March 4, 2014 | Washington, D.C.

Remarks at National Institute on Retirement Security’s Fifth Annual Retirement Conference
Presentation given by Ray Boshara
View: Presentation (pdf)


February 27, 2014 | St. Louis, Mo.

The Financial Outlook for American Families
Presentation given by William R. Emmons at the Simon Center for Regional Forecasting 2014 Conference "Feeling Better ... But Fully Recovered?" at Saint Louis University
View: Presentation (pdf)


February 27, 2014 | St. Louis, Mo.

Emmons Discusses Homeownership on St. Louis PBS Show
William Emmons appeared Feb. 27, 2014, on "Stay Tuned" on St. Louis' local PBS station. Emmons and the show's other St. Louis-area guests discussed homeownership.
View: Video


February 19, 2014 | Webinar

Leveraging Mobility: How Employment Builds and Protects Family Wealth and Security
Presented by Ray Boshara at a webinar hosted by the University of Wisconsin-Madison's Center for Financial Security
View: Presentation (pdf)


February 12, 2014 | Washington, D.C.

Building a Healthy Balance Sheet Early in Life
Ray Boshara spoke on "Building a Healthy Balance Sheet Early in Life" at the Financial Literacy and Education Commission Public Meeting at the Department of the Treasury
View: Presentation (pdf) | Video

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2013

November 18, 2013 | St. Louis, Mo.

Student Debt Growth in the Eighth District
Presented by Bryan Noeth at “Generation Debt: The Promise, Perils and Future of Student Loans,”
View: Presentation (pdf)


November 18, 2013 | St. Louis, Mo.

Generation Debt: The Promise, Perils and Future of Student Loans
View: Event Details | Agenda and Conference Materials | Videos


October 2, 2013 | Chicago, Ill.

Why Did So Many Economically Vulnerable Families Enter the Crisis With Risky Balance Sheets?
Presented by William Emmons at the Woodstock Institute’s Research Symposium
View: Presentation (pdf)


October 2013 | Washington, D.C.

Household Wealth and the Economy
Presented by William Emmons at a Wealth Policy Roundtable organized by the Urban Institute and the Federal Reserve Bank of St. Louis
View: Presentation (pdf)


September 20, 2013 | St. Louis, Mo.

Financial Sustainability and Strength (Assets)
Presented by Ray Boshara and David Benitez to Beyond Housing’s Collective Impact project
View: Video


September 2013 | St. Louis, Mo.

From Asset Building to Balance Sheets: Reflections on the First and Next 20 Years of Federal Asset-Building Policy
Guest lecture given by Ray Boshara at Washington University in St. Louis
View: Slides


August 25, 2013 | St. Louis, Mo.

Student Debt and Choices in Higher Education
Bryan Noeth presented information over recent trends in college completion, payoff and financing at a "Feducation" event.
View: Presentation (pdf)


July 17, 2013 | Washington, D.C.

Are Successive Generations Getting Wealthier, and If So, Why? Evidence from the 1990s and 2000s
Presentation given by William R. Emmons at the Forum on Financial Experiences of Older Adults, hosted by the Federal Reserve Board of Governors.
View: Slides


June 13, 2013 | Chicago, Ill.

Financial Inclusion and Economic Recovery
Presentation given by Ray Boshara at the Clinton Global Initiative America annual meeting.
View: Slides


June 13, 2013 | St. Louis, Mo.

Latino Families and the Financial Crisis
Presentation given by William R. Emmons at the Twelfth Annual Conference of Cambio de Colores.
View: Slides


May 23, 2013 | St. Louis, Mo.

Dialogue with the Fed: Beyond Today's Financial Headlines – After the Fall: Rebuilding Family Balance Sheets, Rebuilding the Economy
View: Event Details | Videos and Presentation Slides


May 10, 2013 | Madison, Wisc.

Making an Impact with Scalable Savings Mechanism
Reflections of Ray Boshara at the The Center for Financial Security at UW-Madison and the C.S. Mott Foundation's Emergency Savings Salon.
View: Website


February 12, 2013 | Phoenix, Arizona

Rebuilding After a Bubblicious Bust
Zócalo Public Square discussion including William R. Emmons at the Heard Museum.
View: Website


February 5-7, 2013 | St. Louis, Mo.

Research Symposium – Restoring Household Financial Stability After the Great Recession: Why Household Balance Sheets Matter
View: Event Details | Agenda and Conference Materials | Videos

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2012

December 18, 2012 | St. Louis, Mo.

"The 2013 Outlook for Household Balance Sheets" and "The Household Balance Sheet Perspective"
Presentation given by William R. Emmons and Ray Boshara to the Greater St. Louis Financial Education Collaborative at the United Way of Greater St. Louis
View: Presentation (pdf)


November 30, 2012 | Dallas, Tx.

A Conversation about Economic Mobility in the United States and Texas
Presentation given by Ray Boshara at the Federal Reserve Bank of Dallas.
View: Presentation (pdf) | Video


November 7, 2012 | St. Louis, Mo.

New Perspectives on Household Balance Sheets: What is the State of Household Balance Sheets, and Why They Matter for Families and Economic Growth
Presentation given by Ray Boshara, William R. Emmons and Bryan Noeth as part of the St. Louis Fed's Connecting Communities audio conference series
View: Presentation (pdf) | Audio


October 25-26, 2012 | St. Louis, Mo.

Promising Pathways to Wealth-Building Financial Services
View: Event Details | Agenda and Conference Materials | Videos | Photo Gallery


June 28-29, 2012 | Cleveland, Oh.

From Asset Building to Balance Sheets
Presentation given by Ray Boshara at the 2012 Federal Reserve Bank of Cleveland Policy Summit on Housing, Human Capital, and Inequality
View: Presentation (pdf)


June 7-8, 2012

Working Group Highlights and Comments
Presentation given by Ray Boshara at the Clinton Global Initiative Second Annual CGI America Meeting, Financial Inclusion Workshop.
View: Presentation (pdf)


June 7-8, 2012 | St. Louis, Mo.

The New American Challenge: Learning To Save To Build Wealth
Presentation given by Ray Boshara at the Clinton Global Initiative Second Annual CGI America Meeting, Financial Inclusion Workshop.

  • Welcoming Remarks, Ray Boshara
  • Presentation: Sheldon Garon, Princeton University Nissan Professor of History and Asian Studies
  • Panel Discussion: Ray Boshara. Sheldon Garon, Michael Sherraden, founder and director of Washington University's Center for Social Development, and William R. Emmons

April 26, 2012 | St. Louis, Mo.

The New American Challenge: Learning to Save to Build Wealth
View: Event Details | Videos


April 20, 2012 | St. Louis, Mo

Keynote Address: Building Savings and Financial Capability
Given by Ray Boshara at the Money Smart Week-St. Louis Metro 2012 Kick-off Breakfast.
View: Presentation (pdf) | Video


April 20, 2012 | St. Louis, Mo

The American Culture of Money – The Changing Ways in Which Americans Interact with Their Money and the Impact on the Economy and Retirement
Presentation given by Ray Boshara and Sheldon Garon at the 2012 J.P. Morgan Retirement Symposium: Converging Forces.
View: Presentation (pdf)

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2011

October 4, 2011 | Washington, D.C.

Statement of Ray Boshara Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs Financial Institutions and Consumer Protection Subcommittee
Federal Reserve Bank of St. Louis Bridges.
View: Presentation (pdf)

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2010

January 27, 2010 | St. Louis, Mo.

The Next Progressive Era
Book Talk given by Ray Boshara and Phil Longman, Washington University in St. Louis.
View: Presentation (pdf)

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