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Wealth Inequality Across American Families: A Demographic Perspective
Presentation by Lowell Ricketts
View: Slides (pdf)
Economic Disparity in St. Louis City and County
Presentation by Lowell Ricketts
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Tipping Points: Mapping and Understanding the Impact of Debt on Household Financial Well Being and Economic Growth
Presented by the Center for Household Financial Stability and the Private Debt Project of the Governor’s Woods Foundation
Does College Level the Playing Field? Racial and Ethnic Differences in Family Wealth among College-Educated Families
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Event Details | Agenda and Videos | Photo Gallery
A Demographic Approach to the Financial Challenges of Economically Vulnerable Families
Presentation by Ray Boshara and William R. Emmons for Financial Capability Month at the Consumer Financial Protection Bureau
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Slides (pdf)
Academic Success and Financial Skills: Keys to Building Wealth
Presentation by William R. Emmons for “Moving from Talk to Action: Resource and Community Forum”
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Slides (pdf)
The Future of Building Wealth: Can Financial Capability Overcome Demographic Destiny?
Presentation by Ray Boshara of his book chapter at the What It's Worth book launch
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Chapter
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Video
Freedom of Riding: Transit's Ability to Increase Equity in All Sectors of Our Community
Presentation given by Ray Boshara at a Citizens for Modern Transit
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Presentation (pdf)
The Demographics of Wealth
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Event Videos
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Essay Series
Can Education Bridge the Racial and Ethnic Wealth Gaps?
Presentation given by William R. Emmons at the Demographics of Wealth event at Saint Louis University
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Presentation (pdf)
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Video
Education and Wealth: Correlation Is Not Causation
Presentation given by William R. Emmons at the Society for Financial Education and Professional Development
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Presentation (pdf)
The Demographics of Wealth
Presentation given by William R. Emmons at the Southern Regional Asset-Building Coalition 8th Annual Conference
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Presentation (pdf)
529s and Child Savings Accounts: New Strategies To Promote Savings and Development for America's Children
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Event Details
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Agenda and Videos
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Photo Gallery
Trends in Family Wealth and Financial Security
Presentation given by Ray Boshara at the Catholic Charities USA Annual Gathering
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Presentation (pdf)
U.S. Family Balance Sheets and Student Loans
Presentation given by Ray Boshara at the State Assets Coalition Cluster Meeting at the Center for Social Development
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Presentation (pdf)
Building Wealth and Financial Security for Younger, Less-Educated, Minority, and Broken Families
Presentation given by Ray Boshara to the Peace and Justice Commission of the Archdiocese of St. Louis
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Presentation (pdf)
Building Wealth and Financial Security for Younger, Less-Educated, Minority, and Broken Families
Presentation given by William R. Emmons and Bryan Noeth during a Connecting Communities webinar hosted by the Federal Reserve System
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Presentation (pdf)
Why Did Latino Families Lose So Much Wealth?
Presentation given by William R. Emmons at the National Council of La Raza Roundtable event.
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Presentation (pdf)
Aggregate and Distributional Dynamics of Consumer Credit in the U.S.
Presentation given by William R. Emmons at the National Council of La Raza Roundtable event.
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Presentation (pdf)
Constructing the Post-War Housing Boom
Presentation given by Matthew Chambers, Carlos Garriga and Don Schlagenhauf at the Workshop on the Interaction Between Housing and the Economy at Humboldt University.
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Presentation (pdf)
The State of Lending in America and Its Impact on U.S. Households: The Cumulative Costs of Predatory Practices
Presentation given by William R. Emmons at the Center for Responsible Lending.
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Presentation (pdf)
Owner-Occupied Housing in Household Balance Sheets
Presentation given by William R. Emmons at a St. Louis Housing Roundtable event.
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Presentation (pdf)
Demographics and the Future of American Families
Presentation given by William R. Emmons at the Federal Reserve Bank of St. Louis' community outreach event.
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Presentation (pdf)
Household Income, Demand and Saving: Deriving Macro Data with Micro Data Concepts
Presentation given by Barry Z. Cynamon at the Federal Reserve Bank of Boston's "Frontiers of Measuring Consumer Economic Behavior" Conference.
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Presentation (pdf)
Thrivers and Strugglers: The Balance Sheets and Financial Health of U.S. Families
Presentation given by Ray Boshara at Assets Funds Network’s 2015 Grantmaker Conference
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Presentation (pdf)
Why Income Inequality Matters for Macroeconomics
Presentation given by Barry Cynamon and Steven Fazzari at the INET conference, Liberté, Égalité, Fragilité
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Presentation (pdf)
Retirement Demographics
Presentation given by William R. Emmons at the CFA Society of St. Louis, Making Retirement A Reality Conference
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Presentation (pdf)
Family Wealth and Economic Mobility: Facts, Surprises, and Promising Ideas
Presentation by Ray Boshara at a Ferguson Commission meeting.
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Presentation (pdf)
Demographics and Growth
HFS briefing given by William R. Emmons at the Federal Reserve Bank of St. Louis.
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Presentation (pdf)
Household Debt in America: A Look across Generations over Time
Presented by Don E. Schlagenhauf at “Dialogue with the Fed,”
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Presentation (pdf)
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Video
The State of Homeownership in America
Presentation given by William R. Emmons at the Community Depository Institutions Advisory Council
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Presentation (pdf)
Why Do We Make the Choices We Do? Insights from Behavioral Economics
Presentation given by William R. Emmons at the National Urban League 2014 WMY Leadership Development Conference
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Presentation (pdf)
Reflections on the Assets Field and Thoughts on Financial Capability
Presentation given by William R. Emmons at the National Urban League 2014 WMY Leadership Development Conference
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Plenary Session: Remarks (pdf)
Financial Capability Session: Presentation slides (pdf)
Remarks given by Ray Boshara at the CFED Assets Learning Conference, Washington, D.C., Sept. 18, 2014.
A Balance Sheet Perspective on Financial Success: Why Starting Early Matters
Presentation given by Ray Boshara and William Emmons at the FLEC Financial Literacy Research Symposium Starting Early for Financial Success: Capability into Action
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Presentation (pdf)
Wealth in America: How Can Congress Support Mobility?
Presentation given by Ray Boshara and William Emmons at the FLEC Financial Literacy Research Symposium Starting Early for Financial Success: Capability into Action
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Presentation (pdf)
Policy Perspectives on Fostering Consumer Financial Health
Presentation given by Ray Boshara at the Center for Financial Services’ EMERGE annual conference
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Presentation (pdf)
Aggregate and Distributional Dynamics of Consumer Credit in the U.S.
Presentation given by Don Schlagenhauf at the Midwest Macroeconomics Group's Midwest Macro Meeting at the University of Missouri–Columbia
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Presentation (pdf)
Why Aren’t More Families Buying Life Insurance?
Presentation given by Don Schlagenhauf at the annual summer workshop of the Quantitative Society for Pensions and Saving at Utah State University
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Presentation (pdf)
Aggregate and Distributional Dynamics of Consumer Credit in the U.S.
Presentation given by Don Schlagenhauf at the Center for Household Financial Stability's Research Symposium "The Balance Sheets of Younger Americans: Is the American Dream at Risk?" at the Federal Reserve Bank of St. Louis
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Presentation (pdf)
Research Symposium – The Balance Sheets of Younger Americans: Is the American Dream at Risk?
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Event Details
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Agenda and Conference Materials
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Videos
Links Between Younger Americans' Balance Sheets and Economic Growth
Presentation given by William R. Emmons at the Center for Household Financial Stability's Research Symposium "The Balance Sheets of Younger Americans: Is the American Dream at Risk?" at the Federal Reserve Bank of St. Louis
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Presentation (pdf)
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Video
The Economic and Financial Status of Older Americans: Trends and Prospects
Presentation given by William Emmons at the annual meeting of the Population Association of America
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Presentation (pdf)
The Role of Credit in a Healthy Balance Sheet
Presentation given by William R. Emmons at the Credit Builders Alliance Webinar
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Presentation (pdf)
Household Balance Sheets: Links Between Economic Vulnerability, Financial Fragility, and Economic Recovery
Presentation given by William R. Emmons at the Consumer Financial Protection Bureau research seminar.
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Presentation (pdf)
Economic Vulnerability and Financial Fragility
Presentation given by William R. Emmons at the USRT Conference: Underserved Roundtable
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Presentation (pdf)
Income Inequality and Economic Growth
Presentation given by Barry Cynamon at the 40th annual Eastern Economic Association conference
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Presentation (pdf)
Generations X and Y: Facing Economic and Financial Challenges in the Shadow of the Baby Boom
Presentation given by William R. Emmons at the Econ Lowdown Dinner with an Economist, Federal Reserve Bank of St. Louis Little Rock Branch
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Presentation (pdf)
Remarks at National Institute on Retirement Security’s Fifth Annual Retirement Conference
Presentation given by Ray Boshara
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Presentation (pdf)
The Financial Outlook for American Families
Presentation given by William R. Emmons at the Simon Center for Regional Forecasting 2014 Conference "Feeling Better ... But Fully Recovered?" at Saint Louis University
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Presentation (pdf)
Emmons Discusses Homeownership on St. Louis PBS Show
William Emmons appeared Feb. 27, 2014, on "Stay Tuned" on St. Louis' local PBS station. Emmons and the show's other St. Louis-area guests discussed homeownership.
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Video
Leveraging Mobility: How Employment Builds and Protects Family Wealth and Security
Presented by Ray Boshara at a webinar hosted by the University of Wisconsin-Madison's Center for Financial Security
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Presentation (pdf)
Building a Healthy Balance Sheet Early in Life
Ray Boshara spoke on "Building a Healthy Balance Sheet Early in Life" at the Financial Literacy and Education Commission Public Meeting at the Department of the Treasury
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Presentation (pdf)
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Video
Student Debt Growth in the Eighth District
Presented by Bryan Noeth at “Generation Debt: The Promise, Perils and Future of Student Loans,”
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Presentation (pdf)
Generation Debt: The Promise, Perils and Future of Student Loans
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Event Details
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Agenda and Conference Materials
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Videos
Why Did So Many Economically Vulnerable Families Enter the Crisis With Risky Balance Sheets?
Presented by William Emmons at the Woodstock Institute’s Research Symposium
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Presentation (pdf)
Household Wealth and the Economy
Presented by William Emmons at a Wealth Policy Roundtable organized by the Urban Institute and the Federal Reserve Bank of St. Louis
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Presentation (pdf)
Financial Sustainability and Strength (Assets)
Presented by Ray Boshara and David Benitez to Beyond Housing’s Collective Impact project
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Video
From Asset Building to Balance Sheets: Reflections on the First and Next 20 Years of Federal Asset-Building Policy
Guest lecture given by Ray Boshara at Washington University in St. Louis
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Slides
Student Debt and Choices in Higher Education
Bryan Noeth presented information over recent trends in college completion, payoff and financing at a "Feducation" event.
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Presentation (pdf)
Are Successive Generations Getting Wealthier, and If So, Why? Evidence from the 1990s and 2000s
Presentation given by William R. Emmons at the Forum on Financial Experiences of Older Adults, hosted by the Federal Reserve Board of Governors.
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Slides
Financial Inclusion and Economic Recovery
Presentation given by Ray Boshara at the Clinton Global Initiative America annual meeting.
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Slides
Latino Families and the Financial Crisis
Presentation given by William R. Emmons at the Twelfth Annual Conference of Cambio de Colores.
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Slides
Making an Impact with Scalable Savings Mechanism
Reflections of Ray Boshara at the The Center for Financial Security at UW-Madison and the C.S. Mott Foundation's Emergency Savings Salon.
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Website
Rebuilding After a Bubblicious Bust
Zócalo Public Square discussion including William R. Emmons at the Heard Museum.
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Website
Research Symposium – Restoring Household Financial Stability After the Great Recession: Why Household Balance Sheets Matter
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Event Details
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Agenda and Conference Materials
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Videos
"The 2013 Outlook for Household Balance Sheets" and "The Household Balance Sheet Perspective"
Presentation given by William R. Emmons and Ray Boshara to the Greater St. Louis Financial Education Collaborative at the United Way of Greater St. Louis
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Presentation (pdf)
A Conversation about Economic Mobility in the United States and Texas
Presentation given by Ray Boshara at the Federal Reserve Bank of Dallas.
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Presentation (pdf)
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Video
New Perspectives on Household Balance Sheets: What is the State of Household Balance Sheets, and Why They Matter for Families and Economic Growth
Presentation given by Ray Boshara, William R. Emmons and Bryan Noeth as part of the St. Louis Fed's Connecting Communities audio conference series
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Presentation (pdf)
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Audio
Promising Pathways to Wealth-Building Financial Services
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Event Details
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Agenda and Conference Materials
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Videos
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Photo Gallery
From Asset Building to Balance Sheets
Presentation given by Ray Boshara at the 2012 Federal Reserve Bank of Cleveland Policy Summit on Housing, Human Capital, and Inequality
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Presentation (pdf)
Working Group Highlights and Comments
Presentation given by Ray Boshara at the Clinton Global Initiative Second Annual CGI America Meeting, Financial Inclusion Workshop.
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Presentation (pdf)
The New American Challenge: Learning To Save To Build Wealth
Presentation given by Ray Boshara at the Clinton Global Initiative Second Annual CGI America Meeting, Financial Inclusion Workshop.
The New American Challenge: Learning to Save to Build Wealth
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Event Details | Videos
Keynote Address: Building Savings and Financial Capability
Given by Ray Boshara at the Money Smart Week-St. Louis Metro 2012 Kick-off Breakfast.
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Presentation (pdf)
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Video
The American Culture of Money – The Changing Ways in Which Americans Interact with Their Money and the Impact on the Economy and Retirement
Presentation given by Ray Boshara and Sheldon Garon at the 2012 J.P. Morgan Retirement Symposium: Converging Forces.
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Presentation (pdf)
Statement of Ray Boshara Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs Financial Institutions and Consumer Protection Subcommittee
Federal Reserve Bank of St. Louis Bridges.
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Presentation (pdf)
The Next Progressive Era
Book Talk given by Ray Boshara and Phil Longman, Washington University in St. Louis.
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Presentation (pdf)