Promising Pathways to Wealth-Building Financial Services

October 25-26, 2012

Printed Materials

Program (pdf) with detailed agenda and speaker biographies

Unbanked Profiles: Eighth District (pdf) | Tenth District (pdf)

Conference Videos

Watch all conference videos.

Photo Gallery

Browse through some images from the conference.

Agenda with Digital Media and Presentations

Thursday, October 25, 2012

8 a.m.

Breakfast

9 a.m.

Welcome
Julie Stackhouse, Senior Vice President, Federal Reserve Bank of St. Louis
video

9:10 a.m.

Why Financial Inclusion Matters:
The Household Balance Sheet Perspective

Ray Boshara, Federal Reserve Bank of St. Louis
slides (pdf) | video

9:25 a.m.

Opening Keynote
Melissa Koide, Deputy Assistant Secretary, Office of Consumer Policy,
U.S. Department of the Treasury
video

Introduction:
Ray Boshara, Federal Reserve Bank of St. Louis
video

10:15 a.m.

Break

10:30 a.m.

Plenary Session One: Who are the Unbanked and Underbanked?
Moderator:
Jennifer Tescher, Center for Financial Services Innovation (CFSI)
video

Presenters:
Keith Ernst, Federal Deposit Insurance Corp. (FDIC)
slides (pdf) | video
Lisa Locke, Federal Reserve Bank of St. Louis
slides (pdf) | video
Steven Shepelwich, Federal Reserve Bank of Kansas City
video

Noon

Lunch

1 p.m.

Luncheon Keynote
Clifford Rosenthal, Assistant Director, Office of Financial Empowerment, Consumer Financial Protection Bureau
video

Introduction:
Yvonne Sparks, Federal Reserve Bank of St. Louis
video

Overview of Session Two:
Louisa Quittman, Office of Consumer Policy, U.S. Department of the Treasury
video

2 p.m.

Networking Break

2:30 p.m.

Session Two: What Products Exist to Meet Their Needs? (Three Tracks)

Track One: Payment Products
Moderator:
Terri Bradford, Federal Reserve Bank of Kansas City
video

Presenters:
John Metz, Walmart Stores Inc.
slides (pdf) | video
Haydeé Moreno, Self-Help Federal Credit Union
slides (pdf) | video
John Thompson, Advent Financial
video

Track Two: Credit Products
Moderator:
Vikki Frank, Credit Builders Alliance
slides (pdf) | video

Presenters:
Laura Castro de Cortés, Centris Federal Credit Union
slides (pdf) | video
Sheri Flanigan-Vazquez, Justine Petersen
slides (pdf) | video
Jonathan Harrison, Emerge
slides (pdf) | video
Paul Woodruff, St. Louis Community Credit Union
slides (pdf) | video

Track Three: Savings Products
Moderator:
Lillian "Beadsie" Woo, Annie E. Casey Foundation
video

Presenters:
George Barany, America Saves/Consumer Federation of America
slides (pdf)
Amelia Erwitt, Office of Financial Empowerment, New York City Department of Consumer Affairs
slides (pdf)
Nick Maynard, D2D Fund
slides (pdf)

5:15 p.m.

Adjourn for the Day

5:30 p.m.

Reception
Recognition of Glenda Wilson, Community Affairs Officer, Federal Reserve Bank of St. Louis

Friday, October 26, 2012

8 a.m.

Breakfast Roundtables with National Experts

Tax-time Strategies
Speakers:
Michal Grinstein-Weiss, Center for Social Development, Washington University in St. Louis
Nick Maynard, D2D Fund
David Rothstein, Policy Matters Ohio / New America Foundation

Facilitator:
Daniel Davis, Federal Reserve Bank of St. Louis
roundtable notes

Municipal Strategies
Speakers:
Heidi Goldberg, National League of Cities
Cathie Mahon, National Federation of Community Development Credit Unions
Ida Rademacher, CFED

Facilitator:
Lisa Locke, Federal Reserve Bank of St. Louis
roundtable notes

Financial Capability
Speakers:
Mae Watson Grote, The Financial Clinic
Louisa Quittman, Office of Consumer Policy, U.S. Department of the Treasury
Michael Rochelle, Center for Social Development, Washington University in St. Louis

Facilitator:
Matthew Ashby, Federal Reserve Bank of St. Louis
roundtable notes

Government Payments and Public Assistance Programs
Speakers:
Barbary Brumley, Federal Reserve Bank of St. Louis
Rourke O'Brien, Office of Consumer Policy, U.S. Department of the Treasury

Facilitator:
Teresa Cheeks Wilson, Federal Reserve Bank of St. Louis
roundtable notes

9 a.m.

Break

9:15 a.m.

Day Two Opening Keynote
Jennifer Tescher, President and CEO, Center for Financial Services Innovation (CFSI)
video

Introduction:
Ray Boshara, Federal Reserve Bank of St. Louis
video

9:45 a.m.

Plenary Session Three: Distribution Channels — Mobile Financial Services
Moderator:
Royce Sutton, Fifth Third Bank/St. Louis Regional Unbanked Task Force
video

Presenters:
Marianne Crowe, Federal Reserve Bank of Boston
slides (pdf) | video
Jeanne Hogarth, Board of Governors, Federal Reserve System
slides (pdf) | video

10:45 a.m.

Break

11 a.m.

Plenary Session Four: Distribution Channels — Tech vs. Touch
Moderator:
Sarah Gordon, Center for Financial Services Innovation
video

Presenters:
Laura Castro de Cortés, Centris Federal Credit Union
slides (pdf) | video
Patricia Hasson, Clarifi
slides (pdf) | video
Tina Lentz, Louisville Metro Government/Bank On Louisville
slides (pdf) | video
Suresh Ramamurthi, CBW Bank
slides (pdf) | video

12:15 p.m.

Lunch and Closing Plenary: Reflection and Synthesis on Forging Pathways to Wealth-Building Financial Services
Introduction:
Tammy Edwards, Federal Reserve Bank of Kansas City
video

Moderator:
Brandee McHale, Citi Foundation

Speakers:
Robert Jones, Old National Bank
Cathie Mahon, National Federation of Community Development Credit Unions
Julie Riddle, United Way of Greater Kansas City/Bank On Save Up Kansas City

1:45 p.m.

Wrap-up and Adjourn
Ray Boshara, Federal Reserve Bank of St. Louis
video

Contact Us:
Media Contact:
Laura Taylor
314-444-8783
laura.taylor@stls.frb.org

Follow the Center: