The Center for Household Financial Stability was launched by the Federal Reserve Bank of St. Louis in May 2013 to research and strengthen the balance sheets of struggling American families.
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Amenity-driven renters are more likely than price-driven renters to be four-year college grads, married or partnered, and parents of children under age 18.
The Eighth District is whiter and less educated than the country as a whole, and the majority of its population is white working class.
Contrary to popular opinion, members of Gen X and younger baby boomers appear more likely to fall short of financial milestones.
Perceptions of discrimination and patterns of household incomes differ between blacks and whites.