The Center for Household Financial Stability was launched by the Federal Reserve Bank of St. Louis in 2013 to research and strengthen the financial health of struggling families in the U.S.
We especially focus on what a family saves, owns and owes—also called a family’s wealth.
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As COVID-19 negatively and disproportionately impacts the health and financial well-being of disadvantaged groups, notably black Americans, and in the midst of the tragic deaths of George Floyd, Ahmaud Arbery, Breonna Taylor and others, we write to call attention to an underlying economic inequity that may be contributing—at least in part—to the heightened racial tensions we’re all witnessing today. Learn more.
Learn how food insecurity is distributed across demographic groups, efforts being taken on the front lines to mitigate it, and what policy levers have been (and could be) used.
Whites had more favorable median incomes, poverty rates and health insurance rates than Blacks across the country. Click here to see racial gaps in your state.
As of late July, 12.5% of Americans were experiencing housing distress. Of those families, distress varied significantly by demographic factors and renter status.
A worker’s paycheck-to-paycheck challenges illustrate who is most at risk.