The Center for Household Financial Stability was launched by the Federal Reserve Bank of St. Louis in 2013 to research and strengthen the financial health of struggling families in the U.S.
We especially focus on what a family saves, owns and owes—also called a family’s wealth.
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As COVID-19 negatively and disproportionately impacts the health and financial well-being of disadvantaged groups, notably black Americans, and in the midst of the tragic deaths of George Floyd, Ahmaud Arbery, Breonna Taylor and others, we write to call attention to an underlying economic inequity that may be contributing—at least in part—to the heightened racial tensions we’re all witnessing today. Learn more.
A new analysis suggests that the gap is statistically significant, particularly for never-married women, even after accounting for a variety of factors.
Across education, family structure and generations, gaps persist between the wealth of white families and that of Black and Hispanic families.
During most of the pandemic and COVID-19 recession, women have experienced higher unemployment rates than men. Women of color have been hit particularly hard.
An estimated 500,000 borrowers may have avoided foreclosure during the fourth quarter of 2020 due to forbearance.
