The Center for Household Financial Stability was launched by the Federal Reserve Bank of St. Louis in 2013 to research and strengthen the financial health of struggling families in the U.S.
We especially focus on what a family saves, owns and owes—also called a family’s wealth.
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As COVID-19 negatively and disproportionately impacts the health and financial well-being of disadvantaged groups, notably black Americans, and in the midst of the tragic deaths of George Floyd, Ahmaud Arbery, Breonna Taylor and others, we write to call attention to an underlying economic inequity that may be contributing—at least in part—to the heightened racial tensions we’re all witnessing today. Learn more.
In this recorded Zoom presentation, William R. Emmons and Lowell R. Ricketts from the Center for Household Financial Stability discuss the current status of housing insecurity in the Eighth District and nationwide, with a special focus on vulnerable households.
Housing appears to be a bright spot in a gloomy economic outlook, but some data suggest weakness ahead.
Researchers at the St. Louis Fed’s Center for Household Financial Stability discuss how demographic variables—such as birth year, race and education—play into the state of wealth and equity in the United States.
Hispanic Americans’ influence on the economy is growing, but their wealth is not keeping up with that of non-Hispanic white families.