The Center for Household Financial Stability was launched by the Federal Reserve Bank of St. Louis in 2013 to research and strengthen the financial health of struggling families in the U.S.
We especially focus on what a family saves, owns and owes—also called a family’s wealth.
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Prior to the pandemic, 44% of all Americans said their retirement savings weren’t on track. The SECURE Act is poised to shore up retirement security, but what else could be considered?
Read why the past decade’s outsized gains in housing wealth among Hispanic and black families haven’t reduced longer-term racial wealth gaps.
COVID-19 dramatically underscores one of the key points of the film “Parasite”: Life cannot be planned. Which is exactly why families need—but not enough have—some savings and assets to fall back on.
Financial health, homeownership and flood insurance status before a hurricane altered the financial hardship of flooding on families.