Household Debt in America: A Look across Generations over Time

November 04, 2014

Americans take on different kinds of debt at different points in their lives, but exactly how has household debt changed across generations and over time? This series of Dialogue with the Fed videos looks at changes in household debt-to-income ratios and in the amount and type of debt that consumers take on over the course of a lifetime including student loans, mortgages, credit card debt and auto loans.

The presentation considers household income for all consumers and for minorities focusing on how recent recessions impacted disparities in earnings, income and net worth. The series concludes with a discussion of the Fed’s response to declines in household wealth and reduced spending.

Presentation (PDF

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This popular lecture series addresses key issues and provides the opportunity to ask questions of Fed experts. Views expressed are not necessarily those of the St. Louis Fed or Federal Reserve System.

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