Community Depository Institutions Advisory Council

In 2011, the Federal Reserve Bank of St. Louis established a Community Depository Institutions Advisory Council (CDIAC) comprised of 12 executives of smaller financial institutions across the Eighth District. The council meets twice a year at the St. Louis Fed to advise St. Louis Fed President James Bullard on the credit, banking and economic conditions facing their institutions and their communities. Council members are senior executives of banks and credit unions and serve staggered terms.

The chair of each District Bank's council also has the responsibility of reporting twice yearly to the Federal Reserve Board of Governors in Washington, D.C.

2016 CDIAC Members

Glenn D. Barks, Chair
President and CEO, First Community Credit Union, Chesterfield, Mo.
(Term expiration: 2016)


Jeffrey Dean Agee
Chairman and CEO, First Citizens National Bank, Dyersburg, Tenn.
(Term expiration: 2017)

Kevin Beckemeyer
President and CEO, Legence Bank, Eldorado, Ill.
(Term expiration: 2018)

Shaun Burke
President and CEO, Guaranty Bank, Springfield, Mo.
(Term expiration: 2018)

Karen Harbin
President and CEO, Commonwealth Credit Union, Frankfort, Ky.
(Term expiration: 2018)

John D. Haynes Sr.
President and CEO, Farmers & Merchants Bank, Baldwyn, Miss.
(Term expiration: 2016)

Charles Horton
President and CEO, Fidelity National Bank, West Memphis, Ark.
(Term expiration: 2018)

Jeffrey L. Lynch
President and CEO, Eagle Bank and Trust, Little Rock, Ark.
(Term expiration: 2017)

Elizabeth G. McCoy
President and CEO, Planters Bank, Hopkinsville, Ky.
(Term expiration: 2017)

Dennis McIntosh
President and CEO, Ozarks Federal Savings and Loan, Farmington, Mo.
(Term expiration: 2016)

Eric R. Olinger
President, Freedom Bancorp, Huntingburg, Ind.
(Term expiration: 2017)

Ann Cowley Wells
Chair and Co-CEO, Commonwealth Bank and Trust Company, Louisville, Ky.
(Term expiration: 2018)

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