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Dodd-Frank Regulatory Reform Rules

Final Rules and Notices

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PUBLICATION DATE
EFFECTIVE DATERULE / DESCRIPTIONTOPICDFA SECTION
5/2/2014 5/2/2014 FHFA - Supplemental Order regarding publication of stress testing results.Safety and Soundness165
5/1/2014 1/1/2018 FDIC / FRS / OCC - Joint final rule establishing enhanced supplementary leverage ratio standards for large banking organizations.Safety and Soundness165, 171
4/30/2014 5/30/2014 NCUA - Final rule requiring capital plans and annual stress tests of certain federally insured credit unions.Safety and SoundnessN/A
4/14/2014 7/1/2014 FDIC - Final rule adopting restrictions on sales of assets of a covered financial company by the FDIC. Consumer Protection210
4/14/2014 4/14/2014 FDIC - Final rule implementing risk-basked and leverage capital requirements for FDIC-supervised institutions. Safety and Soundness171, 939A
3/21/2014 3/21/2014 OCC - Final technical amendments removing rules that transferred to the CFPB.Consumer Protection; Mortgage Reform1061
3/20/2014 4/21/2014 TREAS - Final rule requiring contract clauses on minority and women inclusion in Treasury contracts.Other342
3/13/2014 * 4/1/2014 FDIC / FRS / OCC - Joint guidance on implementing Dodd-Frank Act company stress tests for banking organizations with total consolidated assets of more than $10 billion but less than $50 billion.Safety and Soundness165
3/11/2014 4/15/2014 FRS - Final rule adopting revised capital framework to the capital plan and stress test rules (Regulation Y and YY).Safety and Soundness165
1/31/2014 4/1/2014 CFTC - Final rule prohibiting banking institutions from engaging in proprietary trading with hedge funds and private equity funds (Volcker Rule).Proprietary Trading by Bank619
1/31/2014 4/1/2014 FDIC / FRS / OCC / SEC - Joint final rule prohibiting banking institutions from engaging in proprietary trading with hedge funds and private equity funds (Volcker Rule).Proprietary Trading by Bank619
1/16/2014 1/13/2014 SEC - Final rule temporarily staying final rules and forms regarding registration of municipal advisors.Derivatives Markets and Products975
1/10/2014 1/10/2014 CFPB - Publishes revised consumer information publications.Consumer Protection1021
1/8/2014 7/7/2014 SEC - Final rule removing certain references to credit ratings from broker-dealer financial responsibility and securities transaction rules under the Securities Exchange Act of 1934.Derivatives Markets and Products939A
1/8/2014 2/7/2014 SEC - Final rule removing certain references to credit ratings from investment repurchase agreement rules. Derivatives Markets and Products939A
1/3/2014 1/31/2014 FRS - Final rule prohibiting federal assistance to swaps entities (Regulation KK).Safety and Soundness716
12/31/2013 8/1/2015 CFPB - Final rule and official interpretation on integrated mortgage disclosures under RESPA and Truth in Lending.Consumer Protection; Mortgage Reform1024, 1026, 1098, 1100A
12/30/2013 1/1/2014 CFPB - Final rule amending asset size threshold for higher-priced mortgage loan escrow exemption under the Truth in Lending Act (Regulation Z).Safety and Soundness1461
12/30/2013 1/1/2014 FDIC / FRS / OCC - Joint final rule amending Community Reinvestment Act Regulations (CRA) and asset-size thresholds. Safety and Soundness312
12/27/2013 12/13/2013 FHFA - Supplemental Appendices to Amended Order Required Stress Test Reporting by Regulated Entities.Safety and Soundness165
12/26/2013 1/18/2014 CFPB / FRS / OCC - Final rule amending appraisal requirements for higher-priced mortgage loans under the Truth in Lending Act (Regulation Z).Consumer Protection1471
12/26/2013 11/26/2013 FHFA - Order Amending Reporting by Regulated Entities of Stress Test Results and Revisions to Summary Instructions and Guidance.Safety and Soundness165
12/20/2013 2/18/2014 FRS - Final rule regarding financial market utilities (Regulation HH).Payments, Settlement and Clearing Activities805, 806
12/19/2013 1/24/2014 FDIC - Final rule to rescind certain regulations related to recordkeeping and confirmation requirements for securities transactions.Derivatives Markets and Products311, 312, 316
12/18/2013 4/1/2014 FRS - Final rule amending market risk capital rule.Bank Capital939A
12/16/2013 1/1/2014 CFPB - Final rule amending annual threshold adjustments under the CARD Act and HOEPA (Regulation Z).Consumer Protection1061, 1100, 1431
12/11/2013 1/10/2014 HUD - Final rule defining "qualified mortgage" for HUD insured and guaranteed single family mortgages under TILA (Regulation Z).Consumer Protection1411, 1412
12/6/2013 3/1/2014 CFPB - Final rule defining larger participants of the student loan servicing market. Consumer Protection1022
12/4/2013 1/3/2014 FRS / TREAS - Final rule amending definitions of transmittal of funds and funds transfers under the Bank Secrecy Act.Consumer Protection1073
12/3/2013 1/2/2014 FDIC - Final policy guidance on development and distribution of annual stress test scenarios.Safety and Soundness165
12/2/2013 12/31/2013 CFTC - Final rule establishing additional standards for certain derivatives clearing organizations (DCOs) and systematically important DCOs (SIDCOs). Derivatives Markets and Products725, 805
11/29/2013 1/1/2014 FRS - Final policy statement on the scenario design framework for stress testing (Regulation YY). Safety and Soundness165
11/25/2013 1/1/2014 CFPB / FRS - Federal Reserve and CFPB final rule adjusting exemption threshold under the Consumer Leasing Act (Regulation M).Consumer Credit1029, 1100
11/25/2013 1/1/2014 CFPB / FRS - Federal Reserve and CFPB final rule adjusting threshold for exempt consumer credit transactions under the Truth in Lending Act (Regulation Z). Consumer Credit1029, 1100
11/14/2013 1/10/2014 CFPB - Homeownership Counseling Organizations Lists Interpretative Rule (Regulation Z and Regulation X).Consumer Protection1450
11/14/2013 3/13/2014 CFTC - Final rule enhancing protections for customers and customer funds held by futures commission merchants and derivatives clearing organizations.Consumer Protection724, 806
11/12/2013 * 1/1/2015 SEC - Final rule on registration of municipal advisorsDerivatives Markets and Products975
11/8/2013 5/7/2014 FHFA - Final rule removing reference to credit ratings in various Federal Home Loan Bank (FHLB) regulations.Safety and Soundness939A
11/6/2013 1/6/2014 CFTC - Final rule regarding protection of collateral of counterparties to uncleared swaps and treatment of securities in a portfolio margining account in a commodity broker bankruptcy. Derivatives Markets and Products713, 724
11/5/2013 10/28/2013 CFPB - Notice of publication of remittance rule safe harbor list under the Electronic Fund Transfers Act (Regulation E). Consumer Protection1073
10/29/2013 10/29/2013 CFPB - Policy to encourage trial disclosure programs.Consumer Protection1021, 1032
10/28/2013 11/27/2013 CFTC - Final rule exempting clerical and ministerial employees from swap dealer and participant prohibitions.Safety and Soundness731
10/28/2013 11/27/2013 OCC - Final guidance on OCC annual stress test scenarios.Safety and Soundness165
10/24/2013 10/14/2013 FCA - Final rule repealing mortgage loan originator registration rules.Mortgage Reform1100, 1024, 1027
10/11/2013 1/1/2014 FRS / OCC - Final rule implementing regulatory capital rules (Regulations H, Q, and Y). Bank Capital171, 939A
10/1/2013 1/10/2014 CFPB - Final rule amending the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and Truth In Lending Act (Regulation Z).Mortgage Reform1061, 1100A
9/26/2013 10/28/2013 FHFA - Final rule implementing stress testing of regulated entities. Safety and Soundness165
9/26/2013 10/28/2013 FHFA - Orders regarding reporting requirements for regulated entities undergoing stress testing.Safety and Soundness165
8/23/2013 8/23/2013 CFTC - Clarification on retail commodity transactions under Commodity Exchange Act (CEA). Derivatives Markets and Products742
8/23/2013 8/23/2013 FDIC - Correction to FDIC regulations State savings associations. Thrifts312
8/23/2013 10/25/2013 FRS - Final rule implementing supervision and regulation assessments for certain bank holding companies and savings and loan holding companies (Regulation TT). Safety and Soundness318
8/22/2013 9/23/2013 CFTC - Final rule extending clearing exemption to certain cooperatives. Derivatives Markets and Products723
8/21/2013 * 6/1/2014 SEC - Final rule amending requirements for broker-dealer annual reports pursuant to the Securities and Exchange Act of 1934. Derivatives Markets and Products982
8/15/2013 10/15/2013 CFTC - Final rules implementing enhanced risk management standards for systemically important derivatives clearing organizations (SIDCOs).Derivatives Markets and Products807
7/26/2013 7/26/2013 CFTC - Interpretative Guidance and Policy Statement Regarding Cross-Border Swap Activities and Regulations.Derivatives Markets and Products722
7/24/2013 1/10/2014 CFPB - Final rule amending 2013 mortgage rules under the Real Estate Settlement Procedures Act (Regulation X) and Truth In Lending Act (Regulation Z).Mortgage Reform1061, 1100
7/24/2013 9/23/2013 SEC - Final rule disqualifying felons and bad actors from Rule 506 offerings.Investor Protection; Securitization926
7/18/2013 7/18/2013 SEC - Rescission of program for supervising investment bank holding companies (SIBHC).Derivatives Markets and Products617
7/16/2013 * 7/16/2013 SEC - Final rule on retail foreign exchange transactions. Derivatives Markets and Products742
7/3/2013 8/2/2013 CFPB - Final rule to establish supervisory authority over certain nonbank covered persons based on risk determination.Consumer Protection1024
6/25/2013 * 10/1/2013 OCC - Final rule revising lending limits for national banks and savings associations.Consumer Protection610
6/12/2013 1/10/2014 CFPB - Final exemptions from ability-to-pay standards and definition of qualified mortgages under Regulation Z (Truth in Lending). Consumer Protection1411, 1412, 1414
6/10/2013 7/10/2013 FDIC - Final rule clarifying the scope of financial-in-nature activities for purposes of determining coverage under the FDIC's orderly liquidation authority. Resolution Authority201, 209, 210
6/4/2013 8/5/2013 CFTC - Final rule adopting core principles and other requirements for swap execution facilities.Derivatives Markets and Products723, 733
6/4/2013 8/5/2013 CFTC - Final rule establishing swap trade and compliance requirements for designated contract markets (DCMs) or swap execution facilities (SEFs).Derivatives Markets and Products723
5/31/2013 * 1/10/2014 CFPB - Final rule delaying prohibitions on loan originator compensation requirements under Truth in Lending Act (Regulation Z).Consumer Protection1414
5/31/2013 7/30/2013 CFTC - Final rule establishing procedures to establish appropriate minimum block sizes for large notional off-facility swaps and block trades.Safety and Soundness727
5/31/2013 5/31/2013 NCUA - Final rule rescinding consumer privacy and residential mortgage loan originator regulations.Consumer Protection1061
5/28/2013 5/28/2013 CFTC - Interpretative guidance and policy statement on statutory prohibitions under the Commodity Exchange Act (CEA). Consumer Protection747
5/23/2013 * 6/1/2013 CFPB - Final rule amending previous escrow rules under Truth in Lending Act (Regulation Z)Consumer Protection1412, 1461, 1462
5/22/2013 10/28/2013 CFPB - Final rule amending disclosure and error resolution requirements for remittance transfers (Regulation E). Consumer Protection1073
5/7/2013 5/7/2013 CFPB - Final rule implementing Consumer Financial Civil Penalty Fund.Consumer Protection1017
5/3/2013 5/3/2013 CFPB - Final rule removing the independent ability-to-pay standard for consumers 21 and over and adding an ability-to-pay standard for all consumers (Truth in Lending (Regulation Z)). Consumer Protection; Fair Lending1022, 1061
4/25/2013 4/25/2013 CFPB - Determination of Tennessee and Maine state law compliance with the Electronic Fund Transfer Act (Regulation E). Consumer Protection1022
4/19/2013 5/20/2013 CFTC / SEC - Final rules regarding identity theft programs.Consumer Protection1088, 1681
4/11/2013 6/10/2013 CFTC - Final rule implementing clearing exemption for swaps between certain affiliated entities.Derivatives Markets and Products723
4/10/2013 3/25/2013 CFPB - Final policy statement on disclosure of consumer complaint data about consumer financial products and services.Consumer Protection1001 et seq
4/9/2013 5/13/2013 FRS - Final rule regarding retail foreign exchange transactions.Derivatives Markets and Products742
4/9/2013 6/10/2013 SEC - Final rule amending rule filing requirements for dually-registered clearing agencies.Derivatives Markets and Products763
4/8/2013 6/7/2013 CFTC - Final rule regarding dual and multiple associations of persons associated with swap dealers, multiple swap participants and other commission registrants.Derivatives Markets and Products731
4/5/2013 5/6/2013 FRS - Final criteria for determining whether a company is "predominantly engaged in financial activities" and definitions of "significant nonbank financial company" and "significant bank holding company." Safety and Soundness113
4/2/2013 4/2/2013 CFTC - Final order exempting non-financial energy transactions from the Commodity Exchange Act and certain CFTC regulations.Derivatives Markets and Products722
4/2/2013 4/2/2013 CFTC - Final rule exempting electric energy transactions authorized under a protocol or tariff from the Commodity Exchange Act and certain CFTC regulations.Derivatives Markets and Products712
3/28/2013 3/28/2013 CFPB - Final rule regarding limits on credit card fees.Consumer Protection1022, 1061
3/26/2013 3/26/2013 CFPB - Final rule regarding specific fee disclosures at automated teller machines. Consumer Protection1022, 1061
2/15/2013 3/18/2013 CFPB - Final rule regarding disclosure of records and information. Consumer Protection1022
2/15/2013 * 1/10/2014 CFPB - Final rule regarding loan originator compensation requirements under the Truth in Lending Act (Regulation Z).Consumer Protection1401, 1402, 1403, 1414
2/14/2013 1/10/2014 CFPB - Final rule establishing mortgage servicing rules under the Real Estate Settlement Procedures Act (Regulation X). Consumer Protection; Fair Lending1032, 1463
2/14/2013 1/10/2014 CFPB - Final rule establishing mortgage servicing rules under the Truth In Lending Act (Regulation Z). Consumer Protection; Fair Lending1418, 1420, 1464
2/13/2013 1/18/2014 CFPB / FHFA / FRS / NCUA / OCC - Final rule requiring appraisals for higher-priced mortgages.Consumer Protection1471
2/13/2013 2/11/2014 SEC - Order extending exemptions for certain security-based swap activities and request for comment. Derivatives Markets and Products701 et seq.
1/31/2013 1/10/2014 CFPB - Final rule amending the Truth in Lending Act (Regulation Z) and the Real Estate Settlement Procedures Act (Regulation X) expanding HOEPA coverage and implementing home ownership counseling requirements.Consumer Protection1011, 1021, 1061, 1098
1/31/2013 1/18/2014 CFPB - Final rule requiring disclosure and delivery of appraisals and other written valuations under the Equal Credit Opportunity Act (Regulation B). Consumer Protection1471, 1474
1/30/2013 1/10/2014 CFPB - Final rule amending ability-to-repay and qualified mortgage standards under the Truth in Lending Act (Regulation Z). Consumer Protection1411, 1412, 1414
1/29/2013 1/29/2013 CFPB - Final rule temporarily delaying implementation of remittance transfer rules in Regulation E. Consumer Protection1022, 1073
1/23/2013 3/25/2013 SEC - Final rule concerning due diligence requirements in searching for lost or missing securityholders and unresponsive payees.Investor Protection929W
1/22/2013 6/1/2013 CFPB - Final rule amending escrow requirements for higher-priced mortgage loans (Regulation Z).Mortgage Reform1461, 1462
1/18/2013 1/18/2013 NCUA - Final rule amending standard maximum share insurance amount (SMSIA).Deposit Insurance Reform335
1/8/2013 1/8/2013 OCC - Notice of guidance for swap dealers regarding requests for transition periods.Derivatives Markets and Products716
1/7/2013 12/31/2012 CFTC - Final exemptive order regarding compliance with certain swap regulations.Derivatives Markets and Products722
12/31/2012 * 10/1/2013 OCC - Final rule on lending limits for credit exposures arising from a derivative transaction or securities financing transactionSafety and Soundness610
12/21/2012 * 4/9/2013 CFTC - Final rule adapting regulations to incorporate swaps related to records of transactionsDerivatives Markets and Products701 et seq.
12/21/2012 1/1/2013 FDIC / FRS / OCC - Joint final rule amending community reinvestment act regulations.Safety and Soundness312
12/13/2012 2/11/2013 CFTC - Final rule establishing clearing requirements for certain classes of credit default swaps (CDS) and interest rate swaps (IRS).Derivatives Markets and Products723
12/13/2012 6/11/2013 NCUA - Final rule establishing alternatives to the use of credit ratings to assess creditworthiness.Safety and Soundness939
12/10/2012 * 12/18/2012 SEC - Final rule for submitting advance notices and security-based swap submissionsDerivatives Markets and Products806
11/23/2012 11/23/2012 CFPB - Final rule delaying implementation of certain new mortgage disclosures under the Truth in Lending Act (Regulation Z).Consumer Credit1098, 1100A, 1400
11/23/2012 12/24/2012 SEC - Final rule regarding purchase of certain debt securities by business and industrial development companies relying on an Investment Company Act exemption.Consumer Credit939
11/21/2012 1/1/2013 CFPB - Final rule amending trigger for disclosure requirements for certain home mortgages under the Truth in Lending Act (Regulation Z). Consumer Credit1043, 1061, 1100
11/21/2012 1/1/2013 CFPB / FRS - Final rule amending official interpretation and commentary on the Consumer Leasing Act (Regulation M).Consumer Credit1029
11/21/2012 1/1/2013 CFPB / FRS - Final rule amending official interpretation and commentary on the Truth in Lending Act (Regulation Z).Consumer Credit1029
11/20/2012 11/20/2012 TREAS - Final determination of foreign exchange swaps and foreign exchange forwards under the commodity exchange act.Derivatives Markets and Products721
11/2/2012 1/2/2013 CFTC - Final rule adapting regulations to incorporate swaps.Derivatives Markets and Products701 et seq.
11/2/2012 1/2/2013 SEC - Final rule establishing clearing agency standards.Derivatives Markets and Products763, 805
10/31/2012 1/2/2013 CFPB - Final rule defining larger participants of the consumer debt collection market.Consumer Protection1024
10/31/2012 4/1/2013 FDIC - Final rule amending definitions defining assessment rates for large and highly complex insured depository institutions.Deposit Insurance Reform331, 332, 334
10/25/2012 10/25/2012 CFTC - Interpretative statement regarding the applicability of the confidentiality and indemnification provisions of the Commodity Exchange Act.Derivatives Markets and Products727
10/16/2012 11/15/2012 FDIC - Final rule permitting enforcement of subsidiary and affiliate contracts by the FDIC as receiver of a covered financial company.Resolution Authority; Systemically Important Financial Institutions210
10/15/2012 10/15/2012 FDIC - Final rule implementing annual stress test for FDIC insured state nonmember banks and state-chartered saving associations.Safety and Soundness165
10/12/2012 11/15/2012 FRS - Final rule establishing company-run stress tests for bank holding companies, state member banks and savings and loan holding companies with assets between $10 and $50 billion. Safety and Soundness165
10/12/2012 11/15/2012 FRS - Final rule requiring annual stress tests of bank holding companies and nonbank financial companies with total consolidated assets of $50 billion or more.Safety and Soundness165
10/9/2012 10/9/2012 OCC - Final rule establishing annual stress test guidelines for national banks and federal savings associations.Safety and Soundness165
9/12/2012 * 11/23/2012 SEC - Final rules relating to disclosure of payments by resource extraction issuers to a foreign government or the Federal GovernmentDerivatives Markets and Products; Investor Protection1504
9/12/2012 11/13/2012 SEC - Final rules revising annual reporting requirements of certain issuers concerning whether minerals originated in the Democratic Republic of the Congo or an adjoining country.Derivatives Markets and Products; Investor Protection1502
9/11/2012 * 4/9/2013 CFTC - Final rule prescribing standards for swap dealers (SDs) and major swap participants (MSPs)Derivatives Markets and Products; Investor Protection731
9/5/2012 11/5/2012 CFTC - Final amendments to framework for operations of commodity pool operator (CPO) and commodity trading advisor (CTA).Derivatives Markets and Products; Investor Protection721
8/30/2012 1/1/2013 FDIC / FRS / OCC - Final risk-based capital guidelines related to market risk capital rules.Bank Capital939A
8/28/2012 10/29/2012 CFTC - Final rule regarding the registration of intermediaries in swap transactions.Derivatives Markets and Products721
8/20/2012 10/28/2013 CFPB - Final rule regarding electronic remittance transfers to consumers or businesses in a foreign country (Regulation E).Consumer Protection1073
8/13/2012 10/12/2012 CFTC / SEC - Joint final rule and guidance further defining the terms "swap," "security-based swap," and "security-based swap agreement", regulation of "mixed swaps" and security-based swap agreement recordkeeping.Derivatives Markets and Products712, 721, 761
8/3/2012 10/1/2012 FRS - Final rule on debit interchange transaction fee allowance for fraud-prevention costs.Debit Interchange Fees1075
8/2/2012 9/14/2012 FRS - Final risk management standards for financial market utilities (FMUs) designated as systemically important by FSOC.Payments, Settlement and Clearing Activities805, 806
7/30/2012 9/28/2012 CFTC - Final swap transaction compliance and implementation schedule for clearing and trade execution.Derivatives Markets and Products712, 723
7/26/2012 7/20/2012 SEC - Extending expiration dates of temporary exemptions for eligible credit default swaps.Derivatives Markets and Products761, 763, 774
7/24/2012 7/21/2012 FDIC - Final rule on permissible investments in corporate debt securities by federal and state savings associations.Safety and Soundness939
7/24/2012 7/21/2012 FDIC - Guidance on due diligence requirements of final rule on permissible investments in corporate debt securities by federal and state savings associations.Safety and Soundness939
7/23/2012 7/20/2012 SEC - Guidance on definitions of mortgage related security and small business related security.Derivatives Markets and Products939
7/20/2012 9/30/2012 CFPB - Final rule on defining larger participants of the consumer reporting market.Consumer Protection1024
7/19/2012 9/17/2012 CFTC - Final rule adopting requirements for the elective exception to mandatory clearing of swaps available for certain swap counterparties (the End-User Exception).Derivatives Markets and Products723
7/13/2012 7/13/2012 CFTC - Second amendment extending the expiration date provided in final order on temporary exemption for swaps, swap dealers, major swap participants, eligible swap participants, and certain transactions in exempt commodities. Derivatives Markets and Products 701 et seq.
7/13/2012 * 12/10/2012 SEC - Process for submissions for review of security-based swaps for mandatory clearing and notice filing requirements for clearing agenciesDerivatives Markets and Products; Investor Protection763, 806, 916
7/5/2012 8/6/2012 CFPB - Final rule on confidential treatment of information. Other1022
6/29/2012 6/29/2012 CFPB - Final rules of practice for adjudication proceedings before the CFPB.Consumer Protection1053
6/29/2012 6/29/2012 CFPB - Final rules relating to CFPB policies and procedures applicable to investigations.Consumer Protection1052
6/29/2012 6/29/2012 CFPB - Final rules relating to notification of state enforcement actions involving provision of consumer financial products or services. Consumer Protection1042
6/27/2012 7/27/2012 SEC - Final rule establishing listing standards for compensation committees.Derivatives Markets and Products; Investor Protection952
6/22/2012 6/19/2012 CFPB - Final policy statement on disclosure of certain consumer complaint data on credit cards.Consumer Protection 1001 et seq.
6/22/2012 7/23/2012 FDIC / TREAS - Final rule limiting the aggregate amount of outstanding obligations the FDIC may issue in connection with orderly liquidation of a covered financial company.Resolution Authority210
6/19/2012 8/20/2012 CFTC - Core principles and other requirements for designated contract markets (DCMs).Derivatives Markets and Products; Investor Protection723, 733, 735
6/13/2012 1/1/2013 OCC - Final guidance on due diligence requirements in determining whether investment securities are eligible for investment.Derivatives Markets and Products; Investor Protection939A
6/13/2012 7/21/2012 OCC - Final rule establishing alternatives to the use of external credit ratings in OCC regulations.Derivatives Markets and Products; Investor Protection939A
6/12/2012 8/13/2012 CFTC - Final rule establishing recordkeeping and reporting requirements for pre-enactment swaps and transition swaps.Derivatives Markets and Products; Investor Protection723, 728, 729
6/8/2012 6/8/2012 FRS - Statement of policy regarding the conformance period for entities engaged in prohibited proprietary trading or private equity fund or hedge fund activities (Volcker Rule).Proprietary Trading by Bank619
6/4/2012 7/20/2012 FRS - Final procedures for securities holding companies (SHCs) to elect to be supervised by the Federal Reserve.Other618
5/23/2012 * 12/31/2012 CFTC / SEC - Final rule on definitions of "Swap Dealer," "Security-Based Swap Dealer," "Major Swap Participant," "Major Security-Based Swap Participant" and "Eligible Contract Participant" and interim final rule excepting certain hedging transactions from the "Swap Dealer" definitionDerivatives Markets and Products721, 761
5/21/2012 7/20/2012 TREAS - Final rule establishing assessment schedule for large bank holding companies and interim rule requesting comment on assessment schedule for nonbank financial companies to cover expenses of the Office of Financial Research.Other155
5/17/2012 7/23/2012 FDIC / FRS / OCC - Final supervisory guidance on stress testing for banking organizations with more than $10 billion in total consolidated assets.Safety and Soundness165
5/10/2012 7/16/2013 FDIC / FRS / OCC - Guidance on the effective date of the general prohibition on the provision of Federal assistance to a swaps entity.Other716
4/30/2012 5/30/2012 FDIC - Final rule regarding treatment of mutual insurance holding companies as insurance companies.Insurance203, 209
4/27/2012 6/26/2012 CFTC - Final rule concerning commodity options and interim final rule adopting a trade option exemption.Derivatives Markets and Products721
4/12/2012 7/12/2012 FRS - Final rule clarifying application of Regulation J to remittance transfers.Payments, Settlement and Clearing Activities1073
4/11/2012 5/11/2012 FSOC - Final rule on implementation of the Freedom of Information Act (FOIA).Other112
4/11/2012 5/11/2012 FSOC - Final rule on supervision and regulation of certain nonbank financial companies.Safety and Soundness113
4/9/2012 10/1/2012 CFTC - Final rules regarding risk management practices of clearing members of derivatives clearing organizations.Derivatives Markets and Products; Payments, Settlement and Clearing Activities 701 et seq.
4/5/2012 4/16/2012 SEC - Exemptions for security-based swaps issued by certain clearing agencies.Derivatives Markets and Products763, 766
4/3/2012 4/3/2012 CFPB - Notice regarding allowable amount for fee charged for making a disclosure to consumers.Consumer Credit1088
4/3/2012 6/4/2012 CFTC - Final rules regarding recordkeeping, reporting, risk management, monitoring trades, conflicts of interest, and compliance programs for swap dealers, major swap participants, futures commission merchants and introducing brokers.Derivatives Markets and Products; Investor Protection725, 726, 731, 732
2/24/2012 4/24/2012 CFTC - Final rule regarding compliance obligations of commodity pool operators (CPO) and commodity trading advisors (CTA).Derivatives Markets and Products404, 406
2/22/2012 5/22/2012 SEC - Final rule allowing investment advisers to charge performance based compensation to "qualified clients."Derivatives Markets and Products205
2/17/2012 4/17/2012 CFTC - Final rules on external business conduct standards for swap dealers and major swap participants.Derivatives Markets and Products731
2/15/2012 2/15/2012 CFPB - Final rule for Regulation C exempting certain depository institutions from collecting data in 2012.Consumer Protection1094
2/7/2012 10/28/2013 CFPB - Final rule related to electronic remittance transfers to other consumers or businesses in a foreign country (Regulation E).Consumer Protection1073
2/7/2012 4/9/2012 CFTC - Final rule regarding protection of cleared swaps customer contracts and collateral.Derivatives Markets and Products724
1/23/2012 4/1/2012 FDIC - Final rule requiring resolution plans for insured depository institutions with $50 billion or more in total assets.Living Wills; Resolution Authority; Systemically Important Financial Institutions165
1/19/2012 3/19/2012 CFTC - Final rules for registering swap dealers and major swap participants. Derivatives Markets and Products731
1/19/2012 1/19/2012 CFTC - Notice and order authorizing National Futures Association to perform registration functions with respect to swap dealers and major swap participants.Derivatives Markets and Products731
1/13/2012 3/13/2012 CFTC - Final rule on swap data recordkeeping and reporting requirements applicable to swap data repositories, derivatives clearing organizations, designated contract markets, swap execution facilities, swap dealers, major swap participants, and swap counterparties who are neither swap dealers nor major swap participants.Derivatives Markets and Products727, 728, 729
1/9/2012 3/9/2012 CFTC - Final rule providing for public availability of swap transaction data in real-time to enhance price discovery.Derivatives Markets and Products; Investor Protection727
12/29/2011 2/27/2012 SEC - Final rule amending the net worth standard for accredited investors.Investor Protection; Securitization413, 944
12/28/2011 1/27/2012 SEC - Final rule establishing requirements for disclosures in periodic reports filed by mine operators with the SEC.Investor Protection1503
12/23/2011 12/23/2011 CFTC - Amendment extending the expiration date provided in final order on temporary exemption for swaps, swap dealers, major swap participants, eligible swap participants, and certain transactions in exempt commodities. Derivatives Markets and Products712, 721, 754
12/23/2011 2/21/2012 CFTC - Final rules establishing registration requirements for certain foreign boards of trade (FBOT).Derivatives Markets and Products738
12/19/2011 2/17/2012 CFTC - Final rule regarding the investment of customer segregated funds and funds held in certain other accounts.Investor Protection939A
12/1/2011 12/30/2011 FRS - Final rule requiring large BHCs (total consolidated assets of $50 billion or more) to submit annual capital plans and to obtain prior approval for certain capital distributions.Safety and Soundness165
11/30/2011 11/30/2011 NCUA - Final rule on remittance transfers.Payments, Settlement and Clearing Activities1073
11/18/2011 1/17/2012 CFTC - Rules addressing position limits for futures and swaps. Derivatives Markets and Products737
11/16/2011 3/31/2012 CFTC / SEC - Final rules on reporting requirements for registered investment advisors that advise one or more private funds, registered commodity pool operators and registered commodity trading advisors.Derivatives Markets and Products401 et seq.
11/8/2011 1/9/2012 CFTC - Final rule regarding general provisions and core principles for derivatives clearing organizations. Derivatives Markets and Products725, 802, 805, 807
11/1/2011 11/30/2011 FDIC / FRS - Final rule to implement requirements for certain nonbank financial companies and bank holding companies to submit resolution plans.Living Wills; Resolution Authority; Systemically Important Financial Institutions165
9/26/2011 9/26/2011 FRS - Final rule temporarily excepting motor vehicle dealers from certain equal credit opportunity requirements.Fair Lending1029, 1071
9/12/2011 9/12/2011 CFTC - Final rules regarding retail foreign exchange transactions.Derivatives Markets and Products721, 741, 742
9/1/2011 10/31/2011 CFTC - Final rule establishing registration requirements, statutory duties, core principles and certain compliance obligations for registered swap data repositories (SDRs).Derivatives Markets and Products728
8/25/2011 10/24/2011 CFTC - Final rules implementing a whistleblower program that includes incentives and prohibits retaliation against whistleblowers.Investor Protection748
8/24/2011 8/18/2011 SEC - Order approving final rules for funding of oversight program related to audits of brokers and dealers.Investor Protection982
8/23/2011 9/22/2011 SEC - Final rule regarding suspension of the duty to file reports for classes of asset-backed securities.Derivatives Markets and Products942
8/10/2011 12/31/2011 CFTC - Final rules regarding agricultural swaps.Derivatives Markets and Products723
8/3/2011 * 9/2/2011 SEC - Removal of security ratings from rules and formsInvestor Protection; Securitization939A
7/27/2011 9/26/2011 CFTC - Final rule regarding provisions common to registered entities with respect to certification and approval for new products and contracts based on certain excluded commodities.Derivatives Markets and Products745
7/27/2011 8/26/2011 FSOC - Final rule on authority to designate financial market utilities (FMUs) as systemically important.Systemically Important Financial Institutions804
7/26/2011 9/26/2011 CFTC - Final rule on process for review of swaps for mandatory clearing.Derivatives Markets and Products723, 745
7/25/2011 9/23/2011 CFTC - Final rule removing any reference to or reliance on credit ratings in Commission regulations.Investor Protection; Securitization939A
7/22/2011 9/20/2011 CFTC - Final rule on business affiliate marketing and disposal of consumer information.Investor Protection1088
7/22/2011 9/20/2011 CFTC - Final rule on privacy of consumer financial information; conforming amendments under Dodd-Frank Act.Investor Protection1093
7/22/2011 9/20/2011 CFTC - Final rules on large trader reporting for physical commodity swaps.Derivatives Markets and Products737
7/21/2011 7/21/2011 CFPB - Identification of enforceable rules under CFPB's authority.Consumer Protection1063
7/21/2011 * 7/21/2011 OCC - Final rule implementing transfer of authority from OTS to OCCSafety and Soundness; Thrifts335, 603
7/20/2011 10/1/2011 FRS - Final rule on debit card interchange fees and routing (Regulation II).Debit Interchange Fees1075
7/19/2011 7/14/2011 CFTC - Final order on temporary exemption for swaps, swap dealers, major swap participants, eligible swap participants, and certain transactions in exempt commodities.Derivatives Markets and Products701 et seq.
7/19/2011 * 7/21/2011 SEC - Final rule on registration requirements for investment advisors and to the "pay-to-play" ruleInvestor Protection410
7/18/2011 7/21/2011 FRS - Final rule repealing Regulation Q, prohibition against payment of interest on demand deposits.Safety and Soundness627
7/15/2011 8/15/2011 FDIC - Final rule on certain orderly liquidation authority provisions.Living Wills; Resolution Authority; Systemically Important Financial Institutions209
7/15/2011 8/15/2011 FRS - Final rule issuing revised model adverse action notices in Regulation B, Equal Credit Opportunity.Consumer Credit1100F
7/15/2011 8/15/2011 FRS / FTC - Final rule on risk-based pricing rules under the Fair and Accurate Credit Transactions Act.Consumer Credit1100F
7/14/2011 8/15/2011 CFTC - Final rules to implement new anti-manipulation authority in swap markets.Investor Protection753
7/14/2011 7/21/2011 FDIC - Final rule rescinding regulations that implemented the statutory prohibition against the payment of interest on demand deposits.Deposit Insurance Reform627
7/14/2011 7/15/2011 OCC - Final rule on retail foreign exchange transactions.Derivatives Markets and Products742
7/13/2011 9/12/2011 CFTC - Final rule defining agricultural commodity.Derivatives Markets and Products723
7/12/2011 7/15/2011 FDIC - Final rule providing requirements for foreign currency futures, options on futures, and options an insured institution engages in with retail customers.Derivatives Markets and Products742
7/6/2011 7/21/2011 FDIC / OCC - List of OTS regulations to be enforced by the OCC and FDIC upon the DFA transfer date.Thrifts312, 316
7/6/2011 7/6/2011 IRS - Temporary modification of Treasury regulations to remove references to credit ratings and credit agencies.Safety and Soundness393
7/6/2011 7/21/2011 SEC - Final rule providing exemptions from registration requirements for advisers to venture capital funds, private fund advisers with less than $150 million in assets, and foreign private advisers.Investor Protection403, 409, 419
6/29/2011 8/29/2011 SEC - Final rule defining "family office."Investor Protection209
6/28/2011 7/28/2011 FDIC / FRS / OCC - Final rule amending risk-based capital adequacy standards.Bank Capital171
6/20/2011 1/1/2012 FRS - Final rule increasing the threshold for exempt consumer credit transactions to $51,800.Consumer Credit1100E
6/20/2011 1/1/2012 FRS - Final rule increasing the threshold for exempt consumer leases to $51,800.Consumer Protection1100E
6/14/2011 7/16/2011 SEC - Final rule on beneficial ownership reporting requirements and security-based swaps.Derivatives Markets and Products766
6/13/2011 8/12/2011 SEC - Final rule to implement whistleblower incentives and protection provisions.Investor Protection922
5/25/2011 6/24/2011 NCUA - Final rule revising Part 745; Share Insurance and Appendix.Deposit Insurance Reform343
5/16/2011 5/16/2011 SEC - Order directing funding for the Governmental Accounting Standards Board (GASB).Derivatives Markets and Products978
5/4/2011 4/28/2011 FDIC - Establishment of the FDIC Systemic Resolution Advisory Committee.Systemically Important Financial Institutions201 et seq.
4/4/2011 7/21/2011 FRS - Final rule to amend Regulation M to exempt certain consumer credit transactions in which the amount financed exceeds $50,000.Consumer Credit1062, 1100H
4/4/2011 7/21/2011 FRS - Final rule to amend Regulation Z to exempt certain consumer credit transactions in which the amount financed exceeds $50,000.Mortgage Reform1062, 1100H
3/2/2011 4/1/2011 FRS - Final rule providing a separate, higher threshold for determining coverage of the escrow requirement applicable to higher-priced mortgage loans under Regulation Z, Truth in Lending.Mortgage Reform1461
2/25/2011 4/1/2011 FDIC - Final rules regarding the assessment base and rates, large institutions assessment system, and deposit insurance fund dividends.Deposit Insurance Reform331, 332, 334
2/14/2011 4/1/2011 FRS - Final rule on conformance period for prohibited proprietary trading, private equity fund or hedge fund activities (Volcker rule).Proprietary Trading by Bank619
2/2/2011 4/4/2011 SEC - Shareholder approval of executive compensation and golden parachutes.Executive Compensation951
1/27/2011 1/27/2011 FDIC - Final rule amending deposit insurance regulations to allow unlimited coverage for IOLTAs.Deposit Insurance Reform343
1/26/2011 3/28/2011 SEC - Final rule on representations and warranties in asset-backed securities offerings.Investor Protection; Securitization943
1/25/2011 3/28/2011 SEC - Final rule requiring issuers of asset-backed securities to review the assets underlying each ABS and to disclose the nature of the review and findings.Securitization945
1/24/2011 1/24/2011 SEC - Final rule for the handling of proposed rule changes submitted by self-regulatory organizations (SROs).Derivatives Markets and Products916
12/20/2010 1/1/2011 FDIC - Designated reserve ratio for the Deposit Insurance Fund.Deposit Insurance Reform334
11/15/2010 12/31/2010 FDIC - Final rule on deposit insurance coverage for noninterest bearing transaction accounts.Deposit Insurance Reform343
10/4/2010 10/4/2010 SEC - Removal from regulation FD of the exemption for disclosures made to credit rating agencies for the purpose of determining a credit rating.Securitization939B
10/1/2010 10/1/2010 SEC - Commission guidance regarding auditing, attestation, and related professional practice standards for brokers and dealers.Corporate Governance982
9/24/2010 4/1/2011 FRS - Truth in Lending final rule to protect consumers in the mortgage market from unfair lending practices that can arise from certain loan originator compensation practices.Mortgage Reform1403
9/21/2010 9/21/2010 SEC - Final rule provides that any accounting firm preparing an audit report for an issuer that is a non-accelerated filer will not be required to attest to, and report on, the internal control assessment made by the issuer's management. Corporate Governance989G
9/20/2010 7/21/2011 CFPB - Designated transfer date for transfer of functions to the Bureau of Consumer Financial Protection.Other1062
9/10/2010 10/18/2010 CFTC - New regulations establishing standards for off-exchange retail foreign exchange transactions and intermediaries.Derivatives Markets and Products742
9/2/2010 9/2/2010 NCUA - Increase standard maximum share insurance amount (SMSIA) applicable to credit union accounts.Deposit Insurance Reform335
8/13/2010 8/13/2010 FDIC - Increase in standard maximum deposit insurance amount (SMDIA).Deposit Insurance Reform335
* Indicates that rule has multiple effective dates.
The Financial Crisis - A Timeline of Events and Policy Actions Reforming the Nation’s Financial System - A Timeline Foreclosure Resource Center