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Center for Household Financial Stability

Center for Household Financial Stability logoThe Center for Household Financial Stability conducts primary and applied research on family balance sheets—including the health of U.S. family balance sheets, why they matter, and new ideas to improve them. The Center leverages its research to inform public policy, community practice, families, and future research.
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Ray Boshara Discusses Household Financial Stability at the St. Louis Fed (video)

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Announcements

Media Coverage

  • Dialogue with the Fed – After the Fall: Rebuilding Family Balance Sheets – Live Webcast
    • The St. Louis Fed will present "After the Fall: Rebuilding Family Balance Sheets, Rebuilding the Economy," May, 23, 2013, as part of its next Dialogue with the Fed evening lecture series. Ray Boshara, director of the St. Louis Fed's Center for Household Financial Stability and William Emmons, the Center's chief economist, will explore the lingering damage to household financial stability caused by the Great Recession — and why that matters for helping both families and the economy move forward.
  • After the Fall: Rebuilding Family Balance Sheets, Rebuilding the Economy
    • Join Ray Boshara and William Emmons for a “Dialogue with the Fed” on May 23, 2013, as they explore lingering damage to household balance sheets caused by the Great Recession of 2007-2009. Learn why some families are recovering faster than others and why the financial health of every family matters for our nation’s economy. A reception will take place from 6:15 to 7 p.m., with the presentation and discussion from 7 to 8:30 p.m. at the St. Louis Fed, One Federal Reserve Bank Plaza, Broadway and Locust Streets, in downtown St. Louis. Free parking in the Fed parking garage is available for registered guests. “Dialogue with the Fed” is a free evening lecture series held at the St. Louis Fed. For more information, visit www.stlouisfed.org/dialogue.
      NOTE: Registration is now closed, so join us by watching the live webcast at www.stlouisfed.org/live.
  • Research Director Wanted for Center for Household Financial Stability
    • The St. Louis Fed has an immediate opening for an economist to serve as Research Director in its recently launched Center for Household Financial Stability. The Center for Household Financial Stability conducts primary and applied research on family balance sheets—including the health of U.S. family balance sheets, why they matter, and new ideas to improve them. The Center leverages its research to inform public policy, community practice, families, and future research. For more information or to apply, go to the St. Louis Fed’s Careers page and search for “Economist-231208”.
  • Gov. Raskin Talks About Macroeconomic Role of Household Wealth
    • Federal Reserve Gov. Sarah Bloom Raskin, at the 22nd Annual Hyman P. Minsky Conference in New York on April 18, 2013, gave remarks on “Aspects of Inequality in the Recent Business Cycle.” During her talk, she said many experts have argued that income disparities hinder economic growth through their effects on consumption.
      “But since household behavior is surely driven by more than the size of the paycheck coming in the proverbial front door,” she said, “the distribution of wealth—as distinct from the distribution of income—could have clearer implications for the macroeconomy.”
  • Household Balance Sheets' Role in National Economic Growth Explored by Experts
    • Leading national and international experts in the roots of the devastation to household balance sheets during the Great Recession gathered at the Federal Reserve Bank of St. Louis Feb. 5-7, 2013, to explore ways to improve household balance sheets, which play a critical role in household financial stability and restoring national economic growth.
      more about the event »
      view conference materials and videos »
  • National Leaders and Innovators Gather for Household Financial Stability Forum at St. Louis Fed
    • In late October 2012, nearly 200 people from across the country gathered at the Federal Reserve Bank of St. Louis to discuss ways to improve access to financial services for the unbanked and underbanked, as well as to hear from those who have been generating ideas and innovations in building household wealth.
      more about the event »
      view conference materials and videos »
  • In The Balance
    • Short essays related to research on understanding and strengthening the balance sheets of American households.
      read the essays »