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04/02 - 04/03 | Washington, D.C., 20008
Economic Mobility: Research & Ideas on Strengthening Families, Communities & the Economy
Generation Debt: The Promise, Perils and Future of Student Loans, Nov. 18, 2013
The Center for Household Financial Stability at the St. Louis Fed hosted a symposium that addressed rising student-loan debt. Student loans are now the second-largest debt on household balance sheets, behind mortgages.
Participants heard from several experts in the area of student loans, including a keynote address by Rohit Chopra of the Consumer Financial Protection Bureau. The symposium offered resources for managing student loans and featured a research panel that provided answers to questions such as:
The event concluded with a round-table discussion: The Future of Student Loans and Financing Higher Education.
2013 Exploring Innovation Week: Community Development in Times of Austerity
What is ahead for our communities? How can we continue to provide community development services during the current climate of austerity? What are some best practices in leveraging resources?
Participants heard some answers to these questions during this Exploring Innovation event, which featured interactive live video and in-person presentations followed by local facilitated discussions. Featured speakers included Kristin Faust, director of lending and network services with Partners for the Common Good (PCG) ; Ben Brown, principal/storyteller with PlaceMakers ; Bill Taft, executive director of Local Initiatives Support Corporation (LISC) Indianapolis ; and Ted Howard, executive director of The Democracy Collaborative .
View event materials
Restoring Household Financial Stability After the Great Recession: Why Household Balance Sheets Matter
The Federal Reserve Bank of St. Louis sponsored a research symposium that highlighted the critical role of household balance sheets in restoring household financial stability and national economic growth after the recession. Keynote speakers included Michael Barr, former assistant secretary for financial institutions at the Treasury Department and current professor at the University of Michigan Law School; Christopher Carroll, professor of economics at Johns Hopkins University; and Federal Reserve Governor Jeremy Stein.
Through commissioned papers, keynote speeches and a competitive call for papers, sessions explored:
View symposium materials
Promising Pathways to Wealth-Building Financial Services
The Federal Reserve Bank of St. Louis; the U.S. Treasury Department's Office of Financial Access, Education, and Consumer Protection; the Center for Financial Services Innovation; and the Federal Reserve Bank of Kansas City sponsored a forum designed to help communities and practitioners make informed choices about promising pathways for unbanked and underbanked households to connect to wealth-building financial services. Specifically, three key questions were explored: 1) What do we know about unbanked and underbanked consumers? (2) What financial products exist to meet their needs? And (3) through what channels are these products distributed?
These and other questions were addressed by some of the nation's leading experts, industry representatives and on-the-ground providers of financial services focused on unbanked, underbanked and unhappily banked consumers.
View forum materials here.