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Consumer Protection

Consumer Protection

  • Inside the Vault article

    The CARD Act: Has It Made a Difference?

    Spring 2014 | Inside the Vault In 2009, Congress passed the most substantial reforms in the credit card industry in over 40 years - the Credit Card Accountability Responsibility and Disclosure of 2009 (the CARD Act). The CARD Act addresses many practices consumer advocates - and Congress - identified as problematic.