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TARP Beneficiaries and Their Lending Patterns During the Financial Crisis
This paper provides a systematic analysis of the lending performance of U.S. commercial banks
and savings institutions that received financial support through the Capital Purchase Program
(CPP) established in October 2008. The authors combine U.S. Treasury data on recipients of the
CPP with quarterly financial data for the entire population of depository institutions to reconstruct
aggregate lending and gross credit flows (expansion and contraction).