Skip to content

New Banking and Economic Research

Friday, July 1, 2011

The following articles and papers represent the latest in St. Louis Fed banking and economic research and briefs.

“Quantitative Easing Explained”

Quantitative easing has been in the headlines a lot from 2009 to 2011.  What exactly is quantitative easing and how does it affect the economy?  Find out in the April 2011 Liber8.

“Have Acquisitions of Failed Banks Increased the Concentration of U.S. Banking Markets?”

During 2007-2010, failures eliminated 318 U.S. commercial banks and savings institutions, about 4 percent of the total number of financial institutions operating at the end of 2006.  The assets and deposits of many failed banks were acquired by institutions that already had offices in markets served by the failed banks.  This article in the May/June Review investigates the impact of in-market acquisitions of failed banks on the concentration of local U.S. banking markets.

“Banking Crisis around the World: Different Governments, Different Responses”

The latest U.S. financial crisis is one of many in the recent economic history of both advanced and emerging economies.  Each crisis is somewhat unique and is triggered by different processes and events.  However, as explored in the April 2011 Regional Economist, some common elements can be identified in the way different governments intervene to help financial sectors return to health and to soften the economy-wide impact of the crisis.

“A System Dynamics Approach to Understanding the Use of Banks and Alternative Financial Services in St. Louis”

This January 2011 report summarizes a project sponsored by the St. Louis Fed to explore the complex social system that influences households’ decisions to use banks and other financial institutions.  The Social System Design Lab at Washington University in St. Louis developed a grounded theory describing St. Louis households’ experience related to financial institutions, and how financial decisions based on that experience impacted household economic security.