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Thursday, July 1, 2010

Follow the St. Louis Fed on Social Media

To make it easier to get the information you want from the St. Louis Fed, we are now on Twitter, Facebook, YouTube, LinkedIn, Flickr or in your inbox.

  • On Twitter, we post messages and links about important research, data, speeches, conferences, articles in our publications and media coverage of all of the above. In addition, many of our job openings are advertised on Twitter.
  • You can “like” us on Facebook to have updates about our publications, events and news appear in your news feed.
  • On our YouTube channel, you’ll find Bank-produced videos that cover timely topics, including those from Bank President James Bullard.
  • Check out our Flickr site for photos of our events held all over the Eighth District.
  • If you’re already “linked in,” you will be able to connect with many employees of the St. Louis Fed who’ve also posted their work history and work interests on LinkedIn.
  • Sign up for RSS feeds and be the first to know when we update
  • You can also sign up for e-mail alerts to have updates delivered directly to your inbox.

Use this Easy Resource on Consumer Credit Conditions

With the continuing high unemployment rate, bankers are looking to find good sources of information on consumer credit conditions. To find information and resources on mortgages, bank cards, auto loans and student loans, you can use The web site also has a mapping feature that allows you to see the impact of credit conditions in various geographic locations.
Information, resources and capabilities, organized by mortgage type, include the following:

Prime, Fannie Mae and Freddie Mac, Jumbo, FHA and VA Mortgages

  • The New York Fed aggregates from loan-level data
  • State and county level data is downloadable in spreadsheet format
  • Variables include foreclosure and delinquent percentages, flow out of foreclosure, ARM resets and loans per 1,000 housing units
  • Information is updated monthly

Subprime and Alt-A Mortgages

  • The New York Fed aggregates from loan-level data
  • State and county level data is downloadable in spreadsheet format
  • Available in variables including foreclosure and delinquent percentages, late payments, ARM resets, real estate owned per 1,000 housing units and median combined loan-to-value ratios
  • Information is updated monthly

Auto and Student Loans, Bank Cards and All Mortgages

  • Data include individual-level data representing more than 20 million consumer credit records
  • The primary residence of the buyer is captured, not the address of the mortgaged property
  • Joint accounts are reported differently, as each individual will have a delinquency reported on his or her credit report
  • Information is updated quarterly

Fed Creates Tool for Electronic Adjustments

Your staff can use a new online tool for banks to streamline and manage their electronic adjustments, called Check Adjustments Case Status Report.

The report will be generated at the close of business each day with the most up-to-date status of all adjustments cases submitted to the Bank. This report will reflect requests that are pending (awaiting supporting documentation or a response from another institution) or outstanding (from the perspective of the sender, for which provisional entry or the requested information has not yet been provided).