Regional Roundup

St. Louis Fed's Annual Report Focuses on Fed/Treasury Relationship

The U.S. Treasury has a mission to encourage electronic forms of payments. In producing and promoting these types of payments, the Treasury works in tandem with the Federal Reserve. The St. Louis Fed's 2004 annual report covers the historic relationship between the two organizations and discusses the key role played by the St. Louis Bank, which has served as the Treasury's main liaison within the Reserve System since 2001.

The report, Common Bonds: Why the partnership between the U.S. Treasury and the Federal Reserve is good for government, and for you, is available on the St. Louis Fed's public web site,, under the Publications link. To order additional print copies, call (314) 444-8809.

Federal Reserve Publishes Information on Managing Electronic Risk

Effective risk management is vital for maintaining the U.S. financial system. With more institutions converting to electronic payments, the risks are changing, and financial institutions need newer tools to control losses. The April issue of FedFocus?, a customer magazine published by Fed's Customer Relationship and Support Office, has devoted an entire section to exploring the new tools that have been developed to mitigate electronic payments risk. A special section features different perspectives on risk, product solutions from the Fed, and practical tips financial institutions can apply to protect themselves and their customers. FedFocus can be found on

Regulatory Agencies Publish FAQs about New HMDA Data

The federal bank, credit union and thrift agencies, along with the Department of Housing and Urban Development (HUD), have released a set of answers to frequently asked questions (FAQs) that address the new home loan price data that were disclosed this year under the Home Mortgage Disclosure Act (HMDA). The agencies will also engage in educational outreach to state and local agencies, trade associations, and consumer- and community-based organizations. For more information about the FAQs, see the Bank's web site,, or you may contact Bob Dowling at (314) 444-8532 or toll free at 1-800-333-0810, ext. 44-8532.


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Additional Fed Publications

Fed in Print: An index of the economic research conducted by the Fed.