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Promising Pathways to Wealth-Building Financial Services Event Details

8 a.m. - 6 p.m. | Thursday, Oct. 25, 2012 - St. Louis
8 a.m. - 2:30 p.m. | Friday, Oct. 26, 2012 - St. Louis

Registration for this event is currently at capacity. If you would like to be added to the wait list to be notified if space becomes available, please click here.

The growing and dizzying array of financial-services providers, products and distribution channels often leave underbanked consumers and their advocates perplexed: Should they use traditional banks and credit unions? "Bank On" campaigns? Prepaid cards? Retailers (e.g., Walmart and Target)? Direct deposit? The internet? Cell phones and other mobile devices? Some combination thereof? How should they handle government benefits payments, which are increasingly electronic? And what about during tax time, when receiving a refund?

This financial access forum is designed to help communities and practitioners make informed choices about promising pathways for underbanked households to connect to wealth-building financial services. The ultimate goal is to help underbanked consumers build a healthy balance sheet.

Key questions to be explored:

  1. What do we know about underbanked consumers?
  2. What financial products exist to meet their needs?
  3. Through what channels are these products distributed?

Participants will hear from some of the nation’s leading experts, industry representatives and on-the-ground providers of financial services focused on unbanked, underbanked and unhappily banked consumers. To facilitate discussion and share practical advice, a series of roundtables with local and national experts will also be offered on key forum topics. Finally, while not a policy forum, policy barriers and opportunities will also be captured and discussed.

A nominal cost of $100 per participant is required for attendance. Early registration is encouraged, and advance registration is required by Monday, Oct. 22, 2012.

Sponsored by the Federal Reserve Bank of St. Louis, Federal Reserve Bank of Kansas City, the U.S. Department of the Treasury, and Center for Financial Services Innovation.



Keynote Speakers

Melissa Koide, deputy assistant secretary, U.S. Department of the Treasury

Cliff Rosenthal, assistant director, Office of Financial Empowerment, Consumer Financial Protection Bureau

Jennifer Tescher, president and CEO, Center for Financial Services Innovation (CFSI)

Additional Speakers

George Barany, director of financial education, Consumer Federation of America, America Saves

Ray Boshara, senior advisor, Federal Reserve Bank of St. Louis

Terri Bradford, payments system research specialist, Federal Reserve Bank of Kansas City

Laura Castro de Cortes, Consumer Advisory Board member, Consumer Financial Protection Bureau; vice president of alternative financial services, Centris Federal Credit Union

Jackie Lynn Coleman, executive director, National Community Tax Coalition

Marianne Crowe, vice president, Payment Strategies Group, and liaison, Consumer Payments Research Center, Federal Reserve Bank of Boston

Tammy Edwards, vice president and community affairs officer, Federal Reserve Bank of Kansas City

Keith Ernst, associate director for consumer research and examination support, Depositor and Consumer Protection, Federal Deposit Insurance Corporation (FDIC)

Sheri Flanigan-Vazquez, chief operating officer, Justine Petersen

Vikki Frank, founding executive director, Credit Builders Alliance

Heidi Goldberg, program director, Early Childhood and Family Economic Success, National League of Cities

Sarah Gordon, vice president, Advisory Services and Nonprofit Investments, Center for Financial Services Innovation

Michal Grinstein-Weiss, associate direcctor, Center for Social Development, Washington University in St. Louis

Mae Watson Grote, founder and executive director, The Financial Clinic

Jonathan Harrison, founding CEO, Emerge

Patricia Hasson, president and executive director, Clarifi

Jeanne Hogarth, manager, Consumer Research Section, Consumer and Community Affairs, Board of Governors, Federal Reserve System

Bob Jones, president and CEO, Old National Bank

Tina Lentz, program administrator, Bank on Louisville

Cathie Mahon, CEO, National Federation of Community Development Credit Unions; formerly, assistant commissioner and executive director, New York City Department of Consumer Affairs — Office of Financial Empowerment

Nick Maynard, director of innovation, Doorways to Dreams (D2D) Fund

Brandee McHale, chief operating officer, Citi Foundation

John Metz, senior director, MoneyCenters and Financial Services Operations, Walmart Stores, Inc.

Haydeé Moreno, vice president and director, Micro Branch, A Division of Self-Help Federal Credit Union

Rourke O’Brien, senior policy advisor, Office of Consumer Policy, U.S. Department of the Treasury

Louisa Quittman, director, Financial Education, Office of Consumer Policy, U.S. Department of the Treasury

Ida Rademacher, chief program officer, CFED

Suresh Ramamurthi, vice chairman, CBW Bank

Julie Riddle, program administrator, Bank On Kansas City

Michael Rochelle, project director, Financial Capability & Asset Building, Center for Social Development, Washington University in St. Louis

Yvonne Sparks, community development officer, Federal Reserve Bank of St. Louis

Julie Stackhouse, senior vice president, Federal Reserve Bank of St. Louis

John Thompson, president, Advent Financial

Lillian “Beadsie” Woo, senior associate, The Annie E. Casey Foundation

Paul Woodruff, community development manager, St. Louis Community Credit Union