Federal Reserve System and the Conference of State Bank Supervisors
Community Banking in the 21st Century
Sept. 23-24, 2014, Federal Reserve Bank of St. Louis
Richard Brown, Moderator: The Effect of Government Policy on Bank Lending and Risk-Taking
Richard Brown of the Federal Deposit Insurance Corp. introduces the papers presented at the session “The Effect of Government Policy on Bank Lending and Risk-Taking” at the Community Banking in the 21st Century research and policy conference. These papers covered commercial real estate lending, the Small Business Lending Fund and the appeals processes regarding material supervisory determinations.
Day 1
Introduction: St. Louis Fed BS&R Senior Vice President
Julie Stackhouse (4:18)
Welcome: St. Louis Fed President James Bullard (3:58)
Conference Overview: CSBS President John Ryan (4:32)
Conference Overview: Federal Reserve Gov. Jerome Powell (10:09)
Morning Keynote Address: Kansas City Fed President Esther George (39:37)
Research Session 1: Community Bank Formation, Behavior and Performance
Research Panel 1 Moderator: Ken B. Cyree (6:41)
Research Panel 1 Presenter: Chiwon Yom (16:30)
Research Panel 1 Presenter: Jacob Gramlich (18:05)
Research Panel 1 Presenter: Zhaozhao He (16:59)
Research Panel 1 Presenter: Chuck Morris (22:43)
Research Panel 1 Community Banker Discussant: Mark Schroeder (13:43)
Research Panel 1 Follow-up: Ken B. Cyree (4:22)
Research Panel 1 Q&A (9:49)
Research Session 2: The Effect of Government Policy on Bank Lending and Risk-Taking
Research Panel 2 Moderator: Richard A. Brown (10:02)
Research Panel 2 Presenter: William Bassett (21:54)
Research Panel 2 Presenter: Dean Amel (19:38)
Research Panel 2 Presenter: Julie Anderson Hill (24:50)
Research Panel 2 Community Banker Discussant: David C. Williams (21:05)
Research Panel 2 Q&A (10:42)
Research Session 3: The Effect of Government Policy on Bank Lending and Risk-Taking
Research Panel 3 Moderator: Heidi Mandanis Schooner (5:21)
Research Panel 3 Presenter: Hester Peirce (18:05)
Research Panel 3 Presenter: Joshua Mitts (16:03)
Research Panel 3 Presenter: Arthur Wilmarth, Jr. (21:13)
Research Panel 3 Presenter: Tanya D. Marsh (15:13)
Research Panel 2 Community Banker Discussant: J. Pat Hickman (19:09)
Research Panel 3 Q&A (9:21)
Evening Keynote Address
Evening Keynote Introduction: Candace Franks (3:21)
Evening Keynote Presentation: Rebeca Romero Rainey (28:16)
Day 2
Presentation of Community Banking in the 21st Century: Opportunities, Challenges and Perspectives Report
Michael Stevens, CSBS and Andrew Meyer, St. Louis Fed (38:05)
Panel Discussion: The Future of Community Banking
Panel Discussion Moderator: Lamont Black (8:36)
Moderator: Lamont Black, DePaul University, Chicago, Ill.
Panelists: Trey Maust, co-founder and co-president of Lewis and Clark Bank, Oregon City, Ore.; R.H. (Hank) Seale III, founder and chairman of Q2 and CBANC
Network, Austin, Texas; Joshua Siegel, managing partner and CEO of Stonecastle Partners LLC, New York City, N.Y.; and Thomas Zimmerman, president and CEO of
Standard Bank of Monroe, Penn.
Panel Discussion Part 1: The Future of Community Banking (8:30)
Panel Discussion Part 2: The Future of Community Banking (14:46)
Panel Discussion Part 3: The Future of Community Banking (13:55)
Panel Discussion Part 4: The Future of Community Banking (24:08)
Panel and Audience Q&A (45:00)
Conference Wrap-Up and Closing Remarks: St. Louis Fed BS&R Senior Vice President Julie Stackhouse (14:39)
