Federal Reserve System and the Conference of State Bank Supervisors

Community Banking in the 21st Century

Sept. 23-24, 2014, Federal Reserve Bank of St. Louis

J. Pat Hickman, Community Bank Panelist

 

J. Pat Hickman, chairman and CEO of Happy State Bank, Happy, Texas, provides a community banker’s perspective on the third research panel discussion, “The Effect of Government Policy on Community Bank Viability.”

Day 1

Introduction: St. Louis Fed BS&R Senior Vice President Julie Stackhouse (4:18)
Welcome: St. Louis Fed President James Bullard (3:58)
Conference Overview: CSBS President John Ryan (4:32)
Conference Overview: Federal Reserve Gov. Jerome Powell (10:09)
Morning Keynote Address: Kansas City Fed President Esther George (39:37)

Research Session 1: Community Bank Formation, Behavior and Performance
Research Panel 1 Moderator: Ken B. Cyree (6:41)
Research Panel 1 Presenter: Chiwon Yom (16:30)
Research Panel 1 Presenter: Jacob Gramlich (18:05)
Research Panel 1 Presenter: Zhaozhao He (16:59)
Research Panel 1 Presenter: Chuck Morris (22:43)
Research Panel 1 Community Banker Discussant: Mark Schroeder (13:43)
Research Panel 1 Follow-up: Ken B. Cyree (4:22)
Research Panel 1 Q&A (9:49)

Research Session 2: The Effect of Government Policy on Bank Lending and Risk-Taking
Research Panel 2 Moderator: Richard A. Brown (10:02)
Research Panel 2 Presenter: William Bassett (21:54)
Research Panel 2 Presenter: Dean Amel (19:38)
Research Panel 2 Presenter: Julie Anderson Hill (24:50)
Research Panel 2 Community Banker Discussant: David C. Williams (21:05)
Research Panel 2 Q&A (10:42)

Research Session 3: The Effect of Government Policy on Bank Lending and Risk-Taking
Research Panel 3 Moderator: Heidi Mandanis Schooner (5:21)
Research Panel 3 Presenter: Hester Peirce (18:05)
Research Panel 3 Presenter: Joshua Mitts (16:03)
Research Panel 3 Presenter: Arthur Wilmarth, Jr. (21:13)
Research Panel 3 Presenter: Tanya D. Marsh (15:13)
Research Panel 2 Community Banker Discussant: J. Pat Hickman (19:09)
Research Panel 3 Q&A (9:21)

Evening Keynote Address
Evening Keynote Introduction: Candace Franks (3:21)
Evening Keynote Presentation: Rebeca Romero Rainey (28:16)

Day 2

Presentation of Community Banking in the 21st Century: Opportunities, Challenges and Perspectives Report
Michael Stevens, CSBS and Andrew Meyer, St. Louis Fed (38:05)

Panel Discussion: The Future of Community Banking
Panel Discussion Moderator: Lamont Black (8:36)
Moderator: Lamont Black, DePaul University, Chicago, Ill.
Panelists: Trey Maust, co-founder and co-president of Lewis and Clark Bank, Oregon City, Ore.; R.H. (Hank) Seale III, founder and chairman of Q2 and CBANC Network, Austin, Texas; Joshua Siegel, managing partner and CEO of Stonecastle Partners LLC, New York City, N.Y.; and Thomas Zimmerman, president and CEO of Standard Bank of Monroe, Penn.
Panel Discussion Part 1: The Future of Community Banking (8:30)
Panel Discussion Part 2: The Future of Community Banking (14:46)
Panel Discussion Part 3: The Future of Community Banking (13:55)
Panel Discussion Part 4: The Future of Community Banking (24:08)
Panel and Audience Q&A (45:00)

Conference Wrap-Up and Closing Remarks: St. Louis Fed BS&R Senior Vice President Julie Stackhouse (14:39)