Federal Reserve System and the Conference of State Bank Supervisors

Community Banking in the 21st Century

Sept. 23-24, 2014, Federal Reserve Bank of St. Louis

The Federal Reserve System and the Conference of State Bank Supervisors (CSBS) hosted their second annual community banking research and policy conference, Community Banking in the 21st Century, at the Federal Reserve Bank of St. Louis on Sept. 23-24, 2014.

During the conference, community bankers, academics, policymakers and bank supervisors discussed current challenges and opportunities facing community banks. Research of note was presented, along with the findings of a comprehensive survey that gathered insights from bankers from around the country about current trends and demographics, the impact of the new qualified mortgage rule, the effect of new services and technologies, and the impact of compliance costs.

Guest speakers included St. Louis Fed President James Bullard, Federal Reserve Bank of Kansas City President Esther George, Federal Reserve Gov. Jerome “Jay” Powell, CSBS Chairman Candace Franks and Rebeca Romero Rainey, chairman and CEO of Centinel Bank of Taos, N.M.