Title: Lesson 5.1: The Three Cs of Credit (Lesson)
Course: Personal Finance Sample "STANDARD" Syllabus - for Canvas Upload > Section: Unit 5: Using Credit

Description: Students play the role of credit providers and assess the credit worthiness of an individual with a loan request and randomly selected borrower characteristics. Students classify those characteristics based on the three Cs of credit (capacity, character, and collateral), assess the riskiness of lending to that individual based on these characteristics, and then decide whether or not to approve or deny the loan request.

- Go to https://www.stlouisfed.org/education/making-personal-finance-decisions-curriculum- unit (Making Personal Finance Decisions Curriculum Unit).
- Use “Lesson 9A: The Three Cs of Credit” (pdf) and the accompanying PowerPoint slides for Lesson 9A.