Title: Personal Finance Sample "STANDARD" Syllabus

Personal Finance Sample "STANDARD" Syllabus
  Instructor Introduction TEACHER ONLY
Unit 1: Decisionmaking
  Description: Decisionmaking (TEACHER ONLY)
  The Art of Decisionmaking
  Opportunity Cost
  Using the PACED Model to Make a Decision
  Lesson 1.3: Making Choices and Identifying Costs (Classroom Resource)
Unit 2: Earning Income
  Description: Earning Income (TEACHER ONLY)
  It's Your Paycheck Lesson 1
  Lesson 2.2: Investing in Yourself (Classroom Resource)
  Lesson 2.3: Teaching Human Capital and the Importance of Postsecondary Education (Classroom Resource)
  Lesson 2.4: What Are Taxes For? (Classroom Resource)
  Lesson 2.5: Understanding Taxes (Classroom Resource)
  It's Your Paycheck Lesson 6
  Individual Income Tax: The Basics and New Changes
Unit 3: Buying Goods and Services
  Description: Buying Goods and Services (TEACHER ONLY)
  Lesson 3.1: Making a Budget—It’s All Spending (Classroom Resource)
  Lesson 3.2: Budget Trade-Offs—A Penny Here and a Penny There (Classroom Resource)
  Lesson 3.3: Big Spenders (Classroom Resource)
  Smart Phones and Budget Changes
  Advertising: Dollars and Decisions
Unit 4: Saving
  Description: Saving (TEACHER ONLY)
  Lesson 4.1: Time Preference—Why It Is Hard to Save (Classroom Resource)
  Lesson 4.2: Simple and Compound Interest—Why It Is Great to Save (Classroom Resource)
  Time Value of Money
  No-Frills Money Skills: Episode 1—Growing Money
Unit 5: Using Credit
  Description: Using Credit (TEACHER ONLY)
  Lesson 5.1: The Three Cs of Credit (Classroom Resource)
  Lesson 5.2: Evaluating the Benefits and Costs of Credit (Classroom Resource)
  Credit Bureaus: The Record Keepers
  Cars, Cards, and Currency: Lesson 4
  Bankruptcy: When All Else Fails
  On the Move: Renting Basics
  Fast Cash and Payday Loans
Unit 6: Financial Investing
  Description: Financial Investing (TEACHER ONLY)
  Lesson 6.1: Meeting Financial Goals—Rate of Return (Classroom Resource)
  Lesson 6.2: Managing Risk—Time and Diversification (Classroom Resource)
  Lesson 6.3: Evaluating Investment Options (Classroom Resource)
  No-Frills Money Skills: Episode 3—Get into Stocks
  Lesson 6.5: Diversification and Risk (Classroom Resource)
  No-Frills Money Skills: Episode 4—Understanding Bonds
Unit 7: Protecting and Insuring
  Unit Description: Protecting and Insuring TEACHER ONLY
  Insurance, Segment 1: Coverage and Cost Basics
  Lesson 7.2: Is Insurance Worth Buying? (Classroom Resource)
  Lesson 7.3: The Three Ds of Identity Theft (Classroom Resource)