Title: 5.3 Credit Worthiness
Course: Personal Finance - Sample Missouri Syllabus - for Canvas Upload > Section: Section: 5.3 Credit Worthiness

a. Evaluate factors that affect creditworthiness including paying on time and payment history.

b. Explain the purpose and components of credit records and credit history as provided by credit bureaus.

c. Identify ways to avoid and/or correct credit problems.

d. Analyze why credit scores may be used by entities such as employers, landlords and insurance companies.

e. Evaluate a credit report to verify accuracy.

f. Explain the importance of annually verifying one’s credit report.

g. Explain the value of consumer credit protection laws.

h. Explain responsibilities associated with the use of credit.