a. Analyze the personal financial risks that can occur when unexpected events damage health, home, property, wealth, or future opportunities.
b. Explain how and why insurance companies create policies and determine premiums.
c. Analyze factors people use to choose insurance coverage.
d. Explain how personal behavior and risk impact insurance premiums.
e. Analyze health insurance options that provides funds the event of illness and/or to pay for the cost of preventive care.